hurricane yacht

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Hurricane Run

• Amenities & Toys
• Rates & Regions
• + Shortlist

HURRICANE RUN YACHT CHARTER

53.5m  /  175'6   feadship   2009.

• Previous Yacht

Cabin Configuration

Special Features:

• Cool and contemporary monochrome interior
• Rich variety of exotic and tactile materials
• Sundeck transforms into entertainment area
• Spacious dining areas inside and out
• Drop-down swim platform

Embodying signature Feadship craftsmanship and an award-winning Terrence Disdale interior, luxury yacht ‘Hurricane Run’ is an exceptional choice for a charter vacation

The multi-award winning 53.5m/175'6" motor yacht 'Hurricane Run' by the Dutch shipyard Feadship offers flexible accommodation for up to 12 guests in 6 cabins and features interior styling by English designer Terence Disdale.

Offering an abundance of social and dining options, as well as a highly attentive crew, luxury charters aboard motor yacht Hurricane Run are set to be truly magical whatever the destination.

Guest Accommodation

Families will particularly love Hurricane Run thanks to her child-friendly setup. Built in 2009, She offers guest accommodation for up to 12 guests with a layout comprising a master suite, two double cabins, two twin cabins and one single cabin. There are 9 beds in total, including 1 king, 2 queen, 5 singles and 1 pullman. She is also capable of carrying up to 12 crew onboard to ensure a relaxed luxury yacht charter experience.

Onboard Comfort & Entertainment

Keeping comfortable and entertained on Hurricane Run is easy thanks to the available amenities, particularly a gym with all the latest equipment to maintain your fitness routine. Soak up the bubbles in style in the deck jacuzzi.

Whatever your activities on your charter, you'll find some impressive features are seamlessly integrated to help you, particularly Wi-Fi connectivity, allowing you to stay connected at all times, should you wish. You can stay comfortable on board whatever the weather, with air conditioning during your charter.

Performance & Range

Built with a steel hull and aluminium superstructure, she offers greater on-board space and is more stable when at anchor thanks to her full-displacement hull. Powered by twin Caterpillar engines, she comfortably cruises at 12 knots, reaches a maximum speed of 15 knots with a range of up to 4,500 nautical miles from her 101,000 litre fuel tanks at cruising speed. An advanced stabilisation system on board reduces the side-to-side roll of the yacht and promises guests exceptional comfort levels at anchor or when underway.

Set against the backdrop of your chosen cruising ground, you and your guests can enjoy endless days of fun on the water with the exceptional collection of water toys and accessories aboard Hurricane Run. Principle among these are towable toys offering fun and adventure. Additionally, there are waterskis that are hugely entertaining whether you are a beginner or a seasoned pro. If you enjoy diving you'll appreciate the diving equipment and the PADI certified professionals on board. If that isn't enough Hurricane Run also features a seabob, wakeboards, kayaks, WindSurfers, fishing equipment and much more. Hurricane Run features two tenders, but leading the pack is a Novurania Inboard to transport you in style.

Hurricane Run and her crew are available for charter this summer for cruising within the Mediterranean. She is also accepting bookings this winter on request.

Motor yacht Hurricane Run is an outstanding pedigree yacht that delivers on all fronts for superlative luxury yacht vacations.

TESTIMONIALS

There are currently no testimonials for Hurricane Run, please provide .

Hurricane Run Photos

Amenities & Entertainment

For your relaxation and entertainment Hurricane Run has the following facilities, for more details please speak to your yacht charter broker.

Hurricane Run is reported to be available to Charter with the following recreation facilities:

• 1 x Novurania Custom Volvo

For a full list of all available amenities & entertainment facilities, or price to hire additional equipment please contact your broker.

Hurricane Run Awards & Nominations

• The World Superyacht Awards 2010 Best Displacement Motor Yacht of 500GT to 1,299GT (approximately 50m – 59m) Finalist
• The ShowBoats Design Awards 2010 Interior Design Award: Displacement Motor Yachts 100′-199′ Winner
• The ShowBoats Design Awards 2010 Interior Layout Award: Motor Yachts Winner
• + shortlist

For a full list of all available amenities & entertainment facilities, or price to hire additional equipment please contact your broker.

PADI CERTIFIED TRAINING CENTRE

Your family and friends could learn to scuba dive on your charter vacation onboard this luxury charter yacht. Motor Yacht Hurricane Run is a certified PADI Dive Centre yacht so you could obtain your PADI diving card .

'Hurricane Run' Charter Rates & Destinations

Summer Season

May - September

€245,000 p/week + expenses Approx $273,000

High Season

€280,000 p/week + expenses Approx $312,000

Cruising Regions

Mediterranean France, Italy, Monaco

HOT SPOTS:   Amalfi Coast, Corsica, French Riviera, Sardinia

Winter Season

October - April

Please enquire .

Charter Hurricane Run

To charter this luxury yacht contact your charter broker , or we can help you.

To charter this luxury yacht contact your charter broker or

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Specification

SEASONAL CHARTER RATES

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Boat Owner’s Guide to Hurricanes: Preparing for the Storm

Hurricanes can pose a significant threat to boats and their owners. Whether you’re a seasoned mariner or a new boat owner, understanding how to prepare for a hurricane is crucial for protecting your investment and ensuring safety. This guide will cover everything from preparation and securing your boat to recovery and repairs after the storm.

1. Understanding Hurricane Risks

Hurricanes can bring high winds, heavy rainfall, and storm surges that can cause severe damage to boats, marinas, and coastal areas. Knowing the categories of hurricanes can help you gauge the potential impact:

• Category 1: Winds 74-95 mph. Minimal damage.
• Category 2: Winds 96-110 mph. Moderate damage.
• Category 3: Winds 111-129 mph. Major damage.
• Category 4: Winds 130-156 mph. Catastrophic damage.
• Category 5: Winds 157 mph or higher. Complete devastation.

Price of Preparation

Preparing for a hurricane can involve various costs, including securing supplies and making modifications to your boat. Budget around $200 to $1,000, depending on your boat’s size and your level of preparation.

2. Pre-Hurricane Preparation

A. stay informed.

Monitor weather forecasts and hurricane alerts. Use reliable sources such as the National Hurricane Center (NHC) or local weather stations. Apps like NOAA Weather Radar or Hurricane Tracker can provide real-time updates.

B. Create a Hurricane Plan

• Know Your Evacuation Routes: Have a plan for where to go and how to get there.
• Select a Safe Location for Your Boat: This could be a hurricane hole, a secured marina, or a dry dock.
• Notify Family and Friends: Ensure they know your plans and whereabouts.

C. Prepare Your Boat

Inspect and maintain your boat:.

• Ensure all equipment is in good working condition.
• Check your bilge pumps and batteries.
• Replace any worn-out lines or rigging.

Remove or Secure Loose Items:

• Take down sails, biminis, and other removable gear.
• Store any loose items inside the cabin or remove them entirely.

Use Proper Tie-Down Techniques:

• Use heavy-duty lines to tie your boat securely to the dock.
• Consider using chafe gear to protect lines from abrasion.

Consider a Storm Surge Plan:

• If you’re in a high-risk area, plan for higher ground or a trailer for your boat.

D. Stock Up on Supplies

Gather essential supplies such as:

• Non-perishable food and water (1 gallon per person per day)
• Flashlights and batteries
• First aid kit
• Portable phone charger
• Duct tape and tarps for temporary repairs

Cost of Supplies

Budget about $100 to $300 for emergency supplies.

3. During the Hurricane

A. stay updated.

Keep monitoring weather updates and storm progress. Use a battery-powered radio if the power goes out.

B. Secure Your Boat

If you have time before the storm hits:

• Double-check all lines and fenders.
• Remove any items that can become projectiles in high winds.

C. Evacuate if Necessary

If local authorities advise evacuation, follow their instructions immediately. Your safety is paramount.

4. Post-Hurricane Recovery

A. assessing damage.

After the storm, it’s vital to assess the condition of your boat and dock:

• Check for Leaks: Look for water intrusion or damage to the hull.
• Inspect the Rigging: Ensure that mast, sails, and lines are intact.
• Evaluate Electronics: Check all electrical systems for functionality.

B. Cleaning and Repairs

• Clean Up: Remove any debris from your boat and dock.
• Make Temporary Repairs: Use tarps or duct tape to cover any openings.
• Contact a Professional: If significant repairs are needed, consider hiring a marine surveyor or repair service.

C. Insurance Considerations

Check your boat insurance policy to understand coverage for storm-related damage. Costs can vary significantly:

• Comprehensive Coverage: Typically ranges from $300 to $1,500 annually, depending on the boat’s value and coverage limits.
• Hurricane Deductibles: Many policies have separate deductibles for hurricane damage, often ranging from 2% to 5% of the boat’s insured value.

5. Conclusion

Being a boat owner during hurricane season requires vigilance and preparation. By following this guide, you can mitigate the risks associated with hurricanes and protect your boat and loved ones. Remember, preparation is the key to weathering the storm.

For more resources, check with local boating organizations, marinas, and insurance agents to ensure you have the most comprehensive plan in place. Stay safe and happy boating!

Happy Boating!

Share   Boat Owner’s Guide to Hurricanes: Preparing for the Storm with your friends and leave a comment below with your thoughts.

Read Hunting Hurricanes: Storm Chasing and Safety Preparedness until we meet in the next article. 

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HURRICANE RUN Yacht – The multi-award-winning superyacht

The HURRICANE RUN yacht was built and delivered by the Dutch company Feadship in 2009.

She is named after a prize-winning racehorse, a Dutch shipbuilding tradition when it comes to naming their yachts. 

The HURRICANE RUN yacht is one of the largest yachts in the world, listed as number 738th.

HURRICANE RUN yacht interior

The HURRICANE RUN yacht interior was penned by Terence Disdale Design, creators of distinguished yachts. 

This multi-award-winning yacht was created for guests who are looking for a luxurious high-end villa on the water.

Her luxurious yet minimal interior features a collection of materials such as limestone floors, wave-patterned woven walls, metallic ceilings, hand-carved wood, shagreen cabinets, and black lacquer.

She can accommodate up to 12 guests with a layout comprising a meter suite, two double cabins, two twin cabins, and one single cabin.

The HURRICANE RUN yacht is also capable of carrying 12 crew members in separate cabins. 

To make the experience on board even more pleasant, this superyacht is equipped with several toys such as waterskis, kneeboard, FS55 sea-bob, inflatable trampoline, kayaks, paddle-boards, windsurfer, snorkeling, and fishing equipment. 

Additionally, the HURRICANE RUN yacht has amenities such as a gym, deck jacuzzi, TV, WIFI, and air conditioning. 

HURRICANE RUN yacht exterior

The HURRICANE RUN yacht features both exterior design and naval architecture by De Voogt Naval Architects. 

This contemporary vessel has a steel hull and aluminum superstructure with a sparkly white exterior that simply contrasts with her inside décor. 

HURRICANE RUN offers more stability thanks to her full displacement hull and her advanced stabilization system that reduces the “side-to-side” roll. 

As part of her equipment, she also has two tenders, including a Novurania Inboard . 

HURRICANE RUN yacht specifications

HURRICANE RUN has a length of 53.50-meters with a 10.3m beam, a 3.37m draft and an 857 GT volume.

Powered by 2 Caterpillar engines (1,500HP), she cruises at 12.0 knots and has a top speed of 15.0 knots with a range of 4,500 nautical miles.

She is capable of storing 30,00 liters of fresh water and 101,000 liters of fuel on board.

In 2010, the HURRICANE RUN yacht was nominated as the Best Displacement Motor Yacht of 500GT to 1,299GT for “The World Superyacht Awards 2010”. 

That same year, she won both the Interior Design Award and Interior Layout Award for “The ShowBoats Design Awards 2010”. 

If that wasn’t enough, she is also a certified PADI Dive Centre yacht, so obtaining a PADI diving card is possible while on board. 

The HURRICANE RUN yacht is currently available for charter and the rate depends on the season. 

The current price for summer goes from 245,000 to 280,000 EUR per week plus expenses. 

During summer she cruises in the Western Mediterranean, in Amalfi Coast, Corsica, Italy, St.Tropez, French Riviera, Monaco, Sardinia, Sicily, Venice, Malta, Cote d’Azur, to mention a few. 

For winter time the rate varies from 280,000 to 320,000 USD per week plus expenses. 

Her winter location is the Caribbean Sea (Central and Northern), in the Bahamas, Bermuda, Cayman Islands, Cuba, Virgin Islands, Dominican Republic, etcetera.  

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HURRICANE RUN

• Hurricane Run

Cross the Finish Line First on this World Class Thoroughbred

VESSEL SPECIFICATIONS

TOYS AND TENDERS

2 Custom Line Novurania tenders Volvo inboard/outboards 2 Yamaha GP1300R two-seater wave riders Banana (new) Kids set of water ski’s (new) Kids wakeboard (new) Slider (new) Water coach (new) Water noodles (new) Snorkel gear (new). Adult Wakeboard Adult Waterskis Water Trampoline Paddle Board (SUP) Kneeboard Donuts Mini gymnasium, equipped with a treadmill, Technogym - Spazio Forma running machine), Bowflex weights and a workout bench Fishing Gear Rendezvous scuba diving only

PRESENTING HURRICANE RUN

Feadship motor yacht hull 677, HURRICANE RUN’s build occurred at the famed Netherlands shipyard, Koninklijke De Vries Scheepsbouw. The 53.50-meter Mediterranean yacht charter megayacht HURRICANE RUN soon became a favorite for luxury yacht charter.

RACE HORSE-INSPIRED

She follows the tradition of her owner’s previous yacht, Thunder Gulch, (now named MARLA ) and current yacht, High Chaparral.  HURRICANE RUN is also named after a winning racehorse.  Naval Architects De Voogt designed her exterior as a development of a well proven-concept. The design creates an elegant and sleek-looking superyacht.  The yacht features a striking interior by Terence Disdale. It is a bright and contemporary design.

ACCOMMODATIONS

The Mediterranean yacht charter superyacht offers accommodations for up to 12 guests in six cabins, including a large owner’s cabin forward on the main deck. Her full-width upper deck salon opens up to a large aft deck, creating a stunning indoor/outdoor living area. Other features include a huge sun deck with a large Jacuzzi and sunbathing area. The sundeck is divided in two areas by full windbreak doors.

Q & A With A Luxury Yacht Charter Chef

DUTCH BUILD

The manufacturer is a Dutch luxury superyacht building company which has a fine pedigree of good design principles and high quality construction techniques. They have produced many fine Caribbean yacht charter vessels over the years and some of the older luxury yacht rental vessels are still performing well today. The brand is synonymous with class and quality, and they make fine charter yachts.

MORE ABOUT THE BUILDER

The company combines two Netherlands shipyards. In specific, separately established but came together in 1949. The De Vries and Royal Van Lent families founded the company, FEADSHIP – the name stands for the F irst E xport A ssociation of D utch Ship builders. The company has seen recent advances in the building of modern technologically-advanced and cutting-edge superyachts. Recent yachts designed and launched by the famous yard shows an interesting departure from the traditional yacht design. There is now a desire within the company to lead the luxury motor yacht industry with new ideas and innovations.

ADDITIONAL BUILDER DETAILS

Over the years, the company has been responsible for the more than 200 luxury yachts in navigation today. This large number of yachts built is a testament to the shipyard’s experience as well as an achievement in reliability. With five major large luxury yachts launched each year, the First Export Association of Dutch Shipbuilders (Feadship) is acknowledged as global leader in the construction of premium quality displacement motor yachts.

QUOTE FROM SATISFIED CUSTOMER

“ What an incredible week on an incredible yacht with an incredible crew! We can’t begin to express to each of you how much we have enjoyed our time on Hurricane Run. This was so much more than a vacation, but more of an experience that our family will cherish the memories of for a lifetime. You are all an amazing team! From the bottom of our hearts, thank you! “

HOW TO BOOK YOUR YACHT CHARTER

In conclusion, book motor yacht HURRICANE RUN for your own private luxury yacht charter vacation today. Contact your yacht charter brokers at 1-800 Yacht Charters at 305-720-7245. If you prefer, complete our online inquiry form at https://1800yachtcharters.com/book-now/  .

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Hurricane Run Yacht For Charter

From €245,000 eur.

Key Specifications

53.6m (174ft)

Built for guests that want a villa on water, HURRICANE RUN is a home as much as a yacht.

You’ll feel close to the water on this luxury superyacht, with a 20-metre swimming platform at sea level and two exterior decks to enjoy.

Full Description

Interior Design & Engineering

Built by Feadship in 2009, the 53.5-metre HURRICANE RUN motor yacht cruises at 12.5 knots.

Her Terence Disdale-designed interior conforms to a well-planned layout that offers generous living areas and decent accommodation. Floor-to-ceiling windows illuminate the interior of the HURRICANE RUN yacht with natural light, which brightens the classic palette of dark woods contrasting with cream furnishings.

Your HURRICANE RUN yacht charter can accommodate 12 guests across six cabins. The master suite boasts a private office and en suite bathroom, while the rest of the cabins comprise two doubles, two twins and one convertible.

Yacht Facilities & Entertainment

The sun deck on HURRICANE RUN is protected from the wind and

The open-plan main salon includes an oversized, curved sofa facing a large widescreen television and leads to a formal dining room that seats eight. A second upper salon is home to another large L-shaped sofa, a bar and a round table that’s ideally suited for playing games.

If you prefer to dine in more relaxed surroundings, the main deck aft has a round dining table. There’s also aft seating that can be covered by an awning to offer a shaded spot where you can relax and enjoy a drink.

The sun deck of the HURRICANE RUN motor yacht has plenty of space to soak up the sunshine. You can lay across the forward day beds or the sun pads on the starboard side, then cool down in the spa pool. If you want a drink or you’d like a break from the heat, you can head to the covered area amidship and find both a bar and an al fresco lounge area. There’s plenty of space on the aft deck to recline on sun loungers or roll out the yoga mat.

There’s also a gym on the HURRICANE RUN yacht, in case you want to keep up with your fitness regime.

Toys and Crew

A crew of 12 will ensure your Mediterranean HURRICANE RUN yacht charter runs exceptionally well.

With two tenders on board, you won’t have to wait long if you want to pop ashore or head out to explore an empty cove.

There are also a range of water toys on the HURRICANE RUN yacht for you to play with, including two-person WaveRiders, waterskis, wakeboards, windsurfers and fishing equipment.

Key features

• Feadship build quality
• Perfect for entertaining and corporate charters
• Luxurious Terence Disdale interior
• Spacious dining areas inside and out
• Unique artworks and sculptures

Onboard Facilities

Hurricane Run comes with the following list of facilities. To enquire about the full list or to request further information, please speak to your yacht broker or contact us.

Inflatable slide

Specifications

53.6m / 174ft

9.9m / 32ft

3.5m / 11ft

Cruising Speed

Naval Architect

De Voogt Naval Architects

Exterior Designer

Interior Designer

Terence Disdale Design Ltd.

Hull Material

Superstructure Material

Gross Tonnage

Deck Material

Interested in Hurricane Run

Regions & rates.

Summer 2024

Western Mediterranean

From €245,000 per week

Winter 2024-2025

Unavailable

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How To Develop A Hurricane Prep Plan

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It's said that every minute you spend planning saves 10 minutes in execution. When a hurricane threatens, you’ll be glad your plan is ready to go.

Photo: NOAA

The first step in developing a preparation plan is to review your dock contract for language that may require you to take certain steps or to leave the marina when a hurricane threatens. Some marinas require boat owners to have and present a hurricane plan of their own. Ask the marina manager what hurricane plan the marina has in place. Planning where your boat will best survive a storm and what protective steps you need to take should begin before hurricane season.

Our BoatUS Marine Insurance claim files show that the probability of damage can be reduced considerably by choosing the most storm-worthy location possible and having your plan ready long before a hurricane warning is posted. You may be able to join a "Hurricane Club," which would allow you to have your boat hauled whenever a hurricane warning is posted. These usually require signing up long before the first hurricanes and sometimes require a nonrefundable deposit, but you'll be among the first to be hauled.

Note that BoatUS Marine Insurance will pay half the cost, up to $1,000, to have your boat hauled prior to a hurricane, moved by a professional to a safer location, or for the professional execution of a hurricane plan. BoatUS will also lower the named-storm deductible for boat owners who can show they have properly prepared their boats (photos are a good idea). Also, call your insurance company to verify you have the right coverage and that you're in the right coverage area. Once a hurricane is threatening, it's too late to get or change coverage. Now is the time to check.

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Charles Fort

Contributing Editor, BoatUS Magazine

Charles Fort is BoatUS Magazine's West Coast Editor. He often writes local news items for BoatUS Magazine's Waypoints column and contributes to Reports, in-depth tech features in every issue written to help readers avoid accidental damage to their boats. He is a member of the National Association of Marine Surveyors, he's on ABYC tech committees, and has a 100-ton U.S. Coast Guard license. He lives in California.

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FWC cautions boat owners as Tropical Storm Helene approaches

With Tropical Storm Helene predicted to make landfall in Florida on Thursday, the Florida Fish and Wildlife Commission is urging all vessel owners to secure their watercraft before the storm reaches the coast.

With Tropical Storm Helene is predicted to make landfall in Florida on Thursday, the Florida Fish and Wildlife Commission is urging all vessel owners to secure their watercraft before the storm reaches the coast.

FWC Southwest Region Public Information Officer Bradley Johnson highlighted the importance of moving any vessel, from kayak to fishing boat, away from tidal waters and increasing security measures to limit damages. He offered crucial tips for those who are unable to trailer their boat.

“If your vessel must stay in a marina, we recommend you double all lines and rig cross line springs fore and aft of your vessel," he said. "And attach those lines as high on the pilings as possible to anticipate tidal rise or surge.”

Johnson also recommended that anchored vessels use multiple anchors with at least a 10-to-1 scope. Sails or canvas coverings must be secured indoors, along with other small loose items such as life rings or life jackets.

In the event of flooding, swamping or other damages, Johnson and the FWC advise boat owners to charge all vessel batteries, obtain backup power sources and turn off any electronics that may drain them so bilge pumps can run through the storm to mitigate flood damage.

Johnson also stressed the importance of having vessel registration and insurance information readily available in the event recovery or reimbursement is necessary.

“Make sure you have all that paperwork," he said. "Make sure you can get your vessels secure and try and get it off the water. And then know that after the storm, if you have any issues, you can report those issues to FWC, and we're here to help in any way we can.”

If your vessel has an emergency, call 911 or use your onboard VHF radio on channel 16 to report the issue.

“We're going to be out there with all other first responders, assisting with that initial search and rescue,” Johnson said. “After that, we can help locate your vessel. We can help you deal with a damaged vessel. If your vessel sunk or you had severe damage from the storm, we can help give you your options.”

You can call FWC at (888) 404-3922. Additional information and educational resources for vessel owners can be found at its website: https://myfwc.com/boating/ .

WGCU is your trusted source for news and information in Southwest Florida. We are a nonprofit public service, and your support is more critical than ever. Keep public media strong and  donate  now. Thank you.

Copyright 2024 WGCU

Tropical Storm Helene is approaching Florida: What to document for insurance before the storm

Having your home insured is key incase a storm hits. But a lot of people aren't sure what their policy does, or if they have the right coverage.

The Atlantic hurricane season runs from June 1 through Nov. 30 with most activity occurring between mid-August and mid-October, according to the National Hurricane Center.

Even those who do know how their policy works and what it covers still might not think to prep "before" pictures of their home and property until they're notified a storm is on its way.

As of Tuesday, Sept. 24, the eighth named storm of the 2024 hurricane season is headed for Florida as a tropical storm and is expected to become a hurricane and make landfall somewhere on Florida's Gulf Coast sometime Thursday.

"Forecasters also are warning that the size of what could become Hurricane Helene Wednesday means  impacts could be felt hundreds of miles  from the storm's center," The Florida Times-Union reported in a Tuesday morning tropics update.

"Potential impacts include hurricane-force winds, life-threatening storm surge, heavy rain, flooding and a risk for tropical tornadoes."

Here are some things you can do before the storm hits to make sure you get the best insurance payout possible , should your home or property be damaged.

Is Helene going to be a hurricane? Where in Florida will Helene hit?

Helene was named Tropical Storm as of Tuesday afternoon, but forecasters expect the storm to strengthen before its predicted landfall along Florida's Gulf Coast.

The storm is expected to become a Category 3 hurricane and could make landfall in Florida's Big Bend region. This will be the Big Bend's third major hurricane in just over a year. The area saw flooding and damage with Hurricane Debby in August and devastating impacts during and after Hurricane Idalia, which made landfall there just a year earlier.

NHC tracking 2 systems: Tropical Storm Helene, tropical wave

How to prep your house, and insurance policy, for a tropical storm

Aside from the obvious ways to physically prepare your home for any expected damage — boarding up windows, having sand bags, securing patio furniture, etc. — there is an often-overlooked hurricane prep step that could save you money.

Familiarizing yourself with a few key things in your home and flood insurance policies will help you understand what costs you are responsible for covering should your home be damaged. And documenting the condition of your home and most valuable possessions could make the process of filing a claim after the storm much easier.

What is the most important thing to pay attention to in a homeowners' insurance policy?

If disaster hits, you don’t want to be left in the dark about any gaps in your policy coverage. For example, if you’re a new homeowner, you might not know that flood and home insurance are typically sold separately. Most home insurance policies don’t cover damages sustained from flooding.

To familiarize yourself with what your policy or policies do and don’t cover and if there are costs you might be responsible for covering after the storm, re-read the “Exclusions” and “Duties After Loss” sections of your home or flood insurance policies.

Homeowners’ insurance policies usually cover damage from strong winds, including strong wind from hurricanes. But your policy might have a separate deductible for hurricane damage.

Insurance during hurricane season: Can you get homeowners and flood insurance in Florida during hurricane season? What to know

How can I get the most out of my insurance claim?

Don’t wait until your belongings are gone to find out how valuable they were. If your insurance company has to assess any post-storm damage to your home or property, they will probably ask if you have any proof or documentation of its condition before the storm. 

Whether you can give that to your insurer will likely determine how much compensation you get back for damages.

Before the storm hits or before you evacuate, use your phone camera to take a long, slow video of your home and property to document what it looks like when everything is in its place. Take photos of your home and property as well. 

If you want to be really thorough, make a detailed list of your valuable belongings and include receipts for more expensive items like appliances, furniture and electronics. At the very least, you may want to take pictures of these items to be able to prove that they were not damaged before the storm.

What should you do with important papers when planning for a disaster?

Don’t rely on paper copies of your most important documents, including your home or flood insurance policy documents. 

Most Floridians know to keep their insurance policies, family medical information, deeds, wills and other important paperwork in a fire-proof, water-proof box or safe deposit box. But getting to those physical copies can be challenging if you’re in an emergent situation.

Scanning and uploading your insurance policies and other important documents to a cloud storage service like Google Drive, iCloud or Dropbox allows you to access them as long as you have cell service or access to Wi-Fi.

Tropical Storm Helene winds now up to 60 mph as it nears Yucatan Peninsula

Potential Tropical Cyclone Nine strengthened into Tropical Storm Helene Tuesday morning as it begins picking up speed and continues its trek north-northwest toward the southeastern Gulf of Mexico, according to the National Hurricane Center's latest advisory .

The probable path of the storm's center shifted further east overnight, pointing it more toward the eastern Florida Panhandle and Big Bend area.

Hurricane and tropical storm watches have been issued across Florida's Gulf Coast, stretching as far west as the Walton County line to as far south as the Dry Tortugas.

Potential Tropical Cyclone 9 timeline: When will Tropical Cyclone Nine become Hurricane Helene and make landfall? Here's a timeline

Governor Ron DeSantis declared a state of emergency for 61 counties ahead of what could be a Category 3 Hurricane Helene by the time it makes landfall Thursday .

Florida Panhandle and Big Bend residents should continue monitoring the storm as it develops and make sure their hurricane preparations are in order as soon as possible.

Here is the latest on Tropical Storm Helene.

Tropical Storm Helene 8 p.m. update: Tropical Storm Helene winds now up to 60 mph

Tropical Storm Helene has strengthened again with maximum wind speeds up to 60 mph, according to the National Hurricane Center's latest update .

Later tonight, Helene is expected to turn toward the northwest before it begins a general northward motion on Wednesday. It will continue on that trajectory through Friday.

Tropical Storm Helene will pass near the northeastern coast of the Yucatan Peninsula on Wednesday at near hurricane strength. The NHC forecasts that Hurricane Helene will form later Wednesday and could become a major hurricane on Thursday.

President Joe Biden approves Florida emergency declaration ahead of Tropical Storm Helene

President Joe Biden approved federal funding for Florida communities that could be impacted by Tropical Storm Helene, which is expected to make landfall around the Big Bend area late Thursday.

Gov. Ron DeSantis declared  a state of emergency for 41 of Florida's 67 counties in advance of " Potential Tropical Cyclone Nine ," according to an executive order released Monday.

On Tuesday, he expanded that to another 20 counties , for a total of 61 counties.

The president authorized FEMA to coordinate disaster relief efforts in the Sunshine State. Federal funding will be available to state, tribal and eligible local governments and certain private nonprofit organizations on a cost-sharing basis for emergency protective measures limited to direct federal assistance and reimbursement for mass care, including evacuation and shelter support, according to a FEMA news release.

The assistance will be available for Bay, Calhoun, Charlotte, Citrus, Collier, Dixie, Franklin, Gadsden, Gilchrist, Gulf, Hernando, Hillsborough, Jackson, Jefferson, Lafayette, Lee, Leon, Levy, Liberty, Madison, Manatee, Monroe, Pasco, Pinellas, Sarasota, Suwannee, Taylor and Wakulla counties.

Federal funding will also be available to provide emergency protective measures limited to direct federal assistance for Alachua, Bradford, Columbia, Escambia, Hamilton, Holmes, Marion, Okaloosa, Santa Rosa, Sumter, Union, Walton and Washington counties.

Tropical Storm Helene 5 p.m. update: Helene continues to strengthen

Tropical Storm Helene strengthened again late Monday afternoon as its maximum sustained wind speeds reached 50 mph, according to the National Hurricane Center's latest advisory.

Helene is expected to intensify and be near hurricane strength when it passes near the Yucatan Peninsula coast on Wednesday. It will continue to rapidly intensify and grow in size once it formally reaches the eastern Gulf of Mexico. Helene's large size will likely cause an extensive area to be affected by the storm's hazards.

The tropical storm is still moving toward the west-northwest near 12 mph, and it's expected to turn northwest later tonight. By Wednesday morning, it will start following a northward notion through Friday. It's expected to reach the Big Bend coast of Florida by late Thursday.

Tropical Storm Helene 2 p.m. update: Helene continues to organize

Tropical Storm Helene continues to organize over the northwestern Caribbean Sea, according to the National Hurricane Center.

Helene has been wobbling now that it has become more defined. The storm is expected to turn toward the northwest later Tuesday before it moves north to north-northeastward at a faster rate on Wednesday and Thursday.

On Tuesday night, Helene will move across the far northwestern Caribbean Sea to near the northeastern coast of the Yucatan peninsula of Mexico. It will potentially reach Florida's Gulf Coast late Thursday.

Wind speeds have maintained at 45 mph with higher gusts, and Hurricane Helene is still expected to form Wednesday.

The tropical storm warning issued for Grand Cayman was discontinued, but hurricane and storm surge watches remain in effect for portions of the Florida Gulf Coast.

Tropical Storm Helene 11 a.m. update: Tropical Storm Helene forms over Caribbean Sea

Tropical Storm Helene formed over the northwestern Caribbean Sea Tuesday morning, according to the National Hurricane Center's latest advisory.

Tropical storm warnings and watches have been issued to more portions of the western Florida coast as Helene picks up speed and begins to wedge itself between the Cancun Peninsula and the western tip of Cuba.

Data from an Air Force Reserve Hurricane Hunter aircraft shows that Helene has formed a well-defined center of circulation and maximum wind speeds shot up to 45 mph with higher gusts.

Helene is expected to continue strengthening and will likely become a hurricane by Wednesday. By Thursday, Helene could become a major hurricane before it makes landfall near the Florida Big Bend area.

What's new with Potential Tropical Cyclone Nine? 8 a.m. update

Potential Tropical Cyclone Nine began picking up steam, moving north-northwest at about 9 mph, but there has been little development so far. Strengthening is expected to continue over the next few days as the storm reaches the Gulf of Mexico, which will fuel rapid intensification.

The storm's path shifted east overnight, putting its sights more toward Florida's Big Bend and the eastern Panhandle area. Hurricane and tropical storm watches have been issued across much of Florida's Gulf and western coasts.

Florida Panhandle and Big Bend residents shouldn't be confused by what could be misconstrued as a lull in development, however. AccuWeather still expects the storm to make landfall as a Category 3 hurricane.

A hurricane warning has been issued in Florida, from the Anclote River to Mexico Beach. A storm surge warning has also been issued from Flamingo to Indian Pass, Florida, including Tampa Bay and Charlotte Harbor.

Tropical storm warnings and watches have also been issued and extended for many other parts of Florida.

Where is Tropical Storm Helene now?

The system is moving north near 9 mph. It's expected to begin moving northwestward on Tuesday and Tuesday night before it shifts toward a faster northward or north-northeast trajectory over the next couple of days.

• Tropical Cyclone Nine is about 115 miles east-southeast of Cozumel, Mexico
• Tropical Cyclone Nine is about 145 miles south of the western tip of Cuba
• Maximum sustained winds: 60 mph
• Present movement: West-northwest at 12 mph

Tropical Storm Helene's expected impacts

Rainfall : Helene is expected to produce total rain accumulations of 4 to 8 inches over western Cuba and the Cayman Islands with isolated totals around 12 inches. Over the eastern Yucatan Peninsula, 4 to 6 inches of rain are expected with isolated totals over 8 inches. This rainfall brings a risk of considerable flooding.

Over the Southeastern U.S., Helene is expected to produce total rain accumulations of 4 to 8 inches with isolated totals around 12 inches. This rainfall will likely result in areas of considerable flash and urban flooding, with areas of significant river flooding likely, including the risk of landslides in areas of steep terrain in the southern Appalachians.

Storm surge : The combination of a dangerous storm surge and the tide will cause normally dry areas near the coast to be flooded by rising waters moving inland from the shoreline. The water could reach the following heights above ground somewhere in the indicated areas if the peak surge occurs at the time of high tide:

• Ochlockonee River to Chassahowitzka: 10-15 ft
• Chassahowitzka to Anclote River: 6-10 ft
• Indian Pass to Ochlockonee River: 5-10 ft
• Anclote River to Middle of Longboat Key: 5-8 ft
• Tampa Bay: 5-8 ft
• Middle of Longboat Key to Englewood: 4-7 ft
• Englewood to Bonita Beach: 3-5 ft
• Charlotte Harbor: 3-5 ft

Storm surge could raise water levels by as much as 2 to 4 feet above normal tide levels in areas of onshore winds along the southern coast of Pinar del Rio, Cuba, including the Isle of Youth.

Storm surge could raise water levels by as much as 2 to 4 feet above ground level in areas of onshore winds within the warning area along the east coast of the Yucatan Peninsula.

Wind : Hurricane conditions are expected in the hurricane warning area in Mexico on Wednesday. Hurricane conditions are expected within the U.S. hurricane warning area late Thursday. Tropical storm conditions are expected to begin in the tropical storm warning area Florida on Wednesday and spread northward through Thursday. Tropical storm conditions are possible within the tropical storm watch area beginning Thursday.

Surf : Swells generated by Helene will affect the southern coast of Cuba and the Yucatan Peninsula of Mexico during the next couple of days. Swells will spread northward toward the west coast of Florida and the northeastern Gulf Coast on Wednesday and Thursday. These swells are likely to cause life-threatening surf and rip current conditions. Please consult products from your local weather office.

Tropical Storm Helene models

Tropical storm helene watches and warnings.

A Storm Surge Watch is in effect for:

• Indian Pass southward to Flamingo
• Charlotte Harbor

A Storm Surge Watch means there is a possibility of life- threatening inundation, from rising water moving inland from the coastline, in the indicated locations during the next 48 hours.

A hurricane warning is in effect for:

• Anclote River to Mexico Beach, Florida
• Cabo Catoche to Tulum, Mexico

A Hurricane Warning means that hurricane conditions are expected somewhere within the warning area. A warning is typically issued 36 hours before the anticipated first occurrence of tropical-storm-force winds, conditions that make outside preparations difficult or dangerous. Preparations to protect life and property should be rushed to completion.

A Hurricane Watch is in effect for:

• Cuban province of Pinar del Rio
• Englewood to Anclote River, including Tampa Bay

A Hurricane Watch means that hurricane conditions are possible within the watch area. A watch is typically issued 48 hours before the anticipated first occurrence of tropical-storm-force winds, conditions that make outside preparations difficult or dangerous.

A Tropical Storm Warning is in effect for:

• Dry Tortugas
• Lower and Middle Florida Keys west of the Channel 5 Bridge
• Flamingo to Anclote River, including Tampa Bay
• Rio Lagartos to Tulum, Mexico
• Cuban provinces of Artemisa, Pinar del Rio, and the Isle of Youth

A Tropical Storm Warning means that tropical storm conditions are expected somewhere within the warning area within the next 36 hours.

A Tropical Storm Watch is in effect for:

• Lake Okeechobee
• Palm Beach/Martin County Line northward to the Savannah River

A Tropical Storm Watch means that tropical storm conditions are possible within the watch area, generally within 48 hours.

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Interactive map: what tropical storms, hurricanes have impacted your area in the past.

Gulfport boat owners impacted by Debby now preparing for Helene impacts

Boat owners prepare for storm surge.

Jordan Bowen reports

GULFPORT, Fla. - Debby’s destruction is still on display several weeks later in Gulfport . As vessel owners prepare for yet another storm, several overturned sailboats still remain, serving as a reminder of why it's so important for owners to secure their boats.

"They've been scrambling. You know, they've been scrambling. So you'll see the dinghies out here. Now, today's Tuesday, tomorrow's Wednesday. Wednesday is the big day to finish all the preparation for the sailboats. And then some of the things will be trailer out," Captain Noreen Smith said.

Smith, who’s been a boating captain for the last 15 years, spent the day Tuesday helping owners with anything they might need ahead of Helene.

RELATED: Pinellas County leaders anticipating 'life-threatening' storm surge from Helene

"The anchor, it should be on a chain, should be heavy enough for each particular boat that's out there. And the scope, the length of the line, most of the time in a storm that's coming like this hurricane, it should be double doubled up on the front. Bough one on the rear," Smith said.

To also prevent boats from coming ashore, many owners are anchoring the boats far away from the shore near the Bayway Bridge and next to tall buildings, which Smith said will help block the strong winds from pushing boats on to the shore.

During Debby, some owners lost their dinghies to access their boats, so Tuesday many worked together to help out their small tight-knit boating community, which has already been rocked by one storm this hurricane season.

MORE: Tropical Storm Helene: Pinellas County updates & information

"We're all concerned, this looks to be bigger than what Debby did," Smith said.

Going into the storm, some boaters said they have put cameras on their boats, so they can monitor what goes on during the storm. Wednesday, Smith plans to help the rest of the boaters remove all their dinghies from the water.

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