how to buy a sailing yacht

Yachting Monthly

• Digital edition

How to buy a boat: your guide to buying a yacht

• Duncan Kent
• October 17, 2023

Buying a yacht, especially your first, can be a daunting experience. Duncan Kent offers expert guidance on how to get it right

The process of buying a sailing yacht can sometimes be long-winded and stressful, especially if it’s your first time considering boat ownership. To avoid it being too daunting the first step is to think the whole thing through very carefully and then make a proper plan.

First and foremost, decide what type of sailing you will actually do, as it will be an important indicator as to what size and type of boat you should aim to buy. If you’re still learning to sail then it’s advisable not to buy too big a boat as the bigger it is the more problems and costs you will acquire. It’s often better to buy a used boat that you can practise in and make mistakes on, as accidents can be expensive in a bigger, more valuable boat.

What type of boat?

A trailer-sailer will save on marina fees and can be big enough for cruising. Photo: Graham Snook

Trailer-sailers

Key factors to look for in a trailer-sailer are size, weight and ease of rigging, launch and retrieval. Trailer-sailer masts are usually designed to be raised manually using an A-frame and tackle, and in many cases these will be provided with the boat. Being launched from a trailer means that it will most likely have a retractable keel and rudder, as well as a removable outboard motor.

Although it is possible to trail a small bilge-keeled boat, they are almost impossible to launch and recover without a crane, given the depth of water required for them to float on and off. If you’re planning on sailing with the family, bear in mind a retractable keel, whether it lifts or swings up, will nearly always impinge on the cabin in some way.

Above 750kg/16ft LOA you will need a larger (possibly four-wheel) trailer, with a more powerful towing vehicle and a few extra crew to help you rig and launch. In return, though, you’ll have a boat that you can live aboard in reasonable comfort for long weekends, or even the occasional week-long sailing trip.

Ideally, a cruising trailer-sailer would be no more than 24ft long and 1,500kg dry weight all up. If you’re going to be coastal cruising over long distances, however, you’ll probably prefer something bigger like a ‘trailer-able’ boat. These can be craned onto a larger, double-axled trailer and taken home or stored somewhere inland for the winter, saving marina berth costs or boatyard storage rates.

Not only does this make good economic sense, but it could also enable you to tow her to a new cruising destination each season. Probably the largest boat you could self-trail would be around 28ft, depending on its weight, beam and size of the towing vehicle.

Inshore sailing makes sense in a capable, affordable yacht like the Westerly Centaur. Photo: David Harding

Inshore/Coastal cruisers

Calling a yacht an inshore or coastal cruiser can be somewhat misleading, but since the EU introduced the RCD ‘Category’ system, the designations seem to have stuck. To my mind, any yacht that is seaworthy, properly maintained and has a skilled crew, is very likely to be capable of being sailed pretty much anywhere. A larger yacht may be more comfortable at sea and able to take on more crew and provisions, but a seaworthy boat should be just what it says.

If you plan to simply potter along within sight of land, stopping overnight in a sheltered anchorage or in a marina berth, then it obviously isn’t vital to have a boat that can withstand a storm at sea. You will rarely, if ever, experience storm conditions when you’re never more than a few miles from a safe refuge. That said, some still prefer an ocean-going yacht for coastal cruising ‘just in case’, and there’s nothing wrong with that, provided you can afford the extra maintenance and running costs.

Some experienced sailors swear by lightweight, high-performance yachts for coastal and offshore sailing. There’s a certain logic to this in that a quick boat stands more chance of reaching shelter before the worst of a challenging weather system hits.

My ideal coastal cruising yacht, however, is a compromise between a boat that’s reasonably fast and fun to sail, and one that can withstand the occasional Force 8 and 3m-high waves without frightening or risking the safety of my crew or family.

An Arcona 345 is a highly capable offshore yacht, but probably isn’t large enough be a true ‘bluewater’ yacht. Photo: Richard Langdon

Offshore/Ocean yachts

A true offshore/ocean-rated yacht will be strong, seaworthy and safe but, equally, it should exhibit a sea-kindly, predictable and well-balanced motion at sea, such that the crew remain able to sail, cook, eat and sleep regardless of stormy sea conditions.

What makes a yacht sea-kindly? First and foremost is its motion through, or over the waves. Many modern, lightweight yachts with flat, shallow underwater sections tend to slam into oncoming waves rather than slice through them. This not only jars the crew’s nerves and hurls everything out of the lockers below, but it also puts increased strain on the entire yacht as each thud shakes the hull and rig relentlessly on a long windward passage. Slamming doesn’t just test the integrity of the yacht to its limits, it drags the crew’s morale down and prevents them sleeping, cooking, eating or relaxing while off watch.

As with most aspects of sailing, there are many different schools of thought with offshore yacht design, but it is generally accepted that ocean-crossing yachts should be of a higher displacement than coastal cruisers and that they should have a deeper, vee-shaped forefoot to enable the hull to slice through oncoming waves.

A so-called bluewater cruiser is simply an offshore/ocean cruising yacht that has provision for living on board for extended periods of time under a wide variety of different circumstances. Usually, they will be better equipped with items like watermakers, generators, freezers, solar panels and sat-comms, but the style and design of the yacht itself will mostly be identical to an offshore/ocean-class yacht.

Stowage is an overlooked but vital consideration when assessing a cruising yacht. Photo: Graham Snook

What to consider

Accommodation.

Does the boat you’re looking at suit the style of sailing you plan to do? If you’re only going to day sail along the coast then don’t worry about sea berths, for instance, although it’s useful to have at least one long, straight berth you can fix a lee cloth to in case someone becomes ill. Big, central double berths are great at anchor, but of little use under sail.

Separate cabins are crucial if you have kids on board, so as not to keep them awake in the evening when the adults are still up. Private heads are important too, particularly if you are planning to have friends on board regularly.

Stowage is also a vital consideration for cruising that new buyers often overlook. It’s really annoying to have to remove half the contents of a vast stowage bin to reach a single item at the bottom – so look out for easily accessible lockers, especially near the galley.

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It’s important when family sailing to have the mainsail control lines led back near the helm, so the boat can be safely sailed singlehanded if necessary. Try sitting by the helm and operating a headsail sheet winch. Is the mainsheet nearby so you can dump the main in a gust? Is the mainsheet track positioned where young fingers can easily get trapped? Are there plenty of harness attachments? Is there stowage for larger items like dinghies?

Rig and sails

Unless you’re planning on racing, look for a sail plan that’s easily handled. Nowadays most cruisers choose sloop rigs with in-mast furling mainsails; in fact they can often be standard. You will lose a little performance, though, so if speed and pointing ability are vital then opt for a fully battened mainsail with single-line reefing. Virtually all new cruising yachts these days will come with a furling genoa.

Will a wheel or tiller suit you best? And is the mainsheet within reach? Photo: David Harding / SailingScenes.com

Wheel or tiller? Most older boats under 32ft have tillers, whereas most new boats over 26ft offer wheel steering. If you like to ‘feel’ the boat more then go for a tiller. If a wheel seems more natural then go for it but expect to lose a little of the feedback a tiller offers.

You can put a cat on a beach for a barbecue or to inspect and give the hulls a scrub. Photo: Yachting Monthly

Monohull or multihull?

Most new boat buyers start by looking at monohulls, with few giving multihulls a second thought. However, it’s worth stepping on board a few catamarans or trimarans before dismissing them. Better still, give them a try. You might find the level sailing, greater deck space and higher speeds worth the drawbacks of having a larger boat to park and reduced load-carrying capacity.

Cruising cats have increased in popularity hugely in recent years due to the extra space they offer. They also draw very little, so you can get right in close to the shore or creep up shallow creeks where fin keeled monohulls dare not venture. They take the ground easily too, so you can actually park up on a beach.

Shopping for a new boat is all part of the fun but beware of hidden costs. Photo: Messe Düsseldorf / ctillmann

New or used?

It’s great to own a brand-new yacht but there are many good reasons for choosing a cared-for used boat. Most will have had any initial faults rectified and are likely to come with all the necessary cruising kit. The downside is not knowing how well she’s been maintained. Depending on age, essentials such as the rig and engine could require expensive replacement.

Privately owned boats under five years old tend to be well shaken down, but not worn to the point of imminent repair. Older boats might well have gone through the first wear/replacement stage and have new sails, rigging and engine.

Most equipment, especially engines, lasts longer if the boat is used regularly. The exception is with charter boats, where everything will be well worn.

A charter yacht will endure ten times the wear and tear of a private one, despite being regularly maintained. Never buy an ex-charter yacht without getting a thorough, detailed survey.

Buying a yacht new

Before buying a new boat bear in mind you’ll need considerable additional kit that’s not included. Don’t get carried away with the options list while forgetting equipment essentials. A good guide is to allow a further 15-20% of the list price to fully equip her for cruising.

It’s also worth noting that the price displayed at a boat show may exclude delivery and commissioning, which can add another chunk to the bottom line.

When you find a boat that ticks all your boxes, go somewhere quiet and add up the real cost including any ‘essential’ options. If there’s anything left in your budget, tick off any ‘luxury’ items you’d like in order of preference, until the pot is empty. You might prefer to opt for a slightly smaller boat but equip it to a higher standard.

A word of warning: if you buy the biggest boat you can afford with the intention of adding goodies later, it will almost always cost considerably more than having them fitted at the factory or during commissioning.

No matter how much you like a boat, always engage a professional marine surveyor. Photo: Graham Snook

Buying a yacht used

Never make an offer on a boat before seeing it. Even if you’re not an expert it’s worth looking for obvious things before engaging a surveyor. Check for hull cracking, gelcoat blisters, evidence of collisions, squashy decks, dodgy wiring, damaged sails, water in the bilges, seized pumps and so on. If the boat is untidy and uncared for it’s likely to have been neglected in its previous life.

Get an idea of the value of that type of boat in basic form by checking prices of similar craft online. If they range from £20-£35,000, for example, start with the lower figure and add on the value of any extra equipment. For instance, if she has new sails, raise the base ‘value’ by £2,000. For a new engine, add £3,000, and so on. When you reach a figure you think is about right, offer the vendor 20% less and see what happens.

Always make your offer subject to survey, then if problems are discovered you can reduce your offer by the cost of any remedial work required. Once a deal is agreed, if she’s out of the water, retain 10% until she is launched and the powertrain is tested.

How well will the boat reverse and manoeuvre in tight marina spaces?

The test sail

I would never buy any boat without first taking it for a test sail unless it’s dirt cheap. Some sellers won’t want the hassle, but if she’s had a good survey and you’re really keen the owner should realise this and go along with it. If ashore, the launch/retrieval costs will be yours, as will the surveyor’s bill. If you agree to purchase immediately after the test sail you might not need to crane her back out again.

If buying new the broker should have a demonstrator in the water for you to sail. It might not be equipped to your specification, but it’ll be the same model.

If you’re new to sailing, take an experienced friend or surveyor along if possible. Take your family or your partner along too, to get their opinions.

From the moment you step on board keep your senses alert. How easy is it to get on board from the pontoon? How much does the boat tip over with your weight on the sidedeck? How easy is it to walk around the decks without tripping?

Take a camera and notebook and jot down anything you’re not sure about so you can double-check it later.

Checking the engine

The first thing to test is the engine. If it’s a used boat then pull the dipstick before starting it to check the colour of the oil – any whiteness could be water and is a sign of a problem. Make sure the preheat works and that it starts easily. Marine diesels often smoke a bit at first but should clear once the engine has warmed up. Check the exhaust to ensure it’s emitting a steady stream of water.

Try some simple manoeuvres ahead and astern to get the feel of how she handles under power. Some will have noticeable prop wash, especially those with a fixed-blade propeller, but you can often use this to your advantage once you know how strong and in which direction it acts.

Once on the move go up through the revs just to check there are no flat spots and that she revs to the correct level. Few skippers ever use full revs but it’s a good indicator that all’s well with the engine, transmission and prop. Return to cruising revs and go below to hear how much noise is evident, especially in the aft cabin.

Check the condition of the sails closely, especially along the seams

Inspecting the rig

Ask the owner to show you where all the sail controls are, don’t just let them sail you around. Helping to hoist sail will show how easy or difficult it is and make handling or gear problems obvious. If it’s hard to hoist a halyard, ask why. The solution might be simple (often a lack of maintenance in a used boat), but it need not be insurmountable.

Check the headsail furler if it has one, by unfurling and refurling it. If it’s stiff to furl, check the swivels for wear. It could simply be poor maintenance, or it might be something more serious like halyard wrap or failed bearings.

Once the sails are hoisted give them a good inspection, particularly along the seams and around the clew, tack and reefing cringles (metal grommets for control lines).

Laminate sails, such as these FibrePath Enduro sails from Ullman, utilise the boat’s pointing ability and rig controls. Photo: Richard Langdon

Once you’re sailing, ask to take the helm or have your experienced mate take over. You’re looking to see how well balanced she is (assuming the sails are trimmed correctly), and how reactive the steering is.

Ideally, the helm ‘feel’ should be light but positive. It should feel like you’re just there to change direction if needed, not to keep permanent pressure on to hold her on course.

If the steering is noticeably heavy, you have too much sail up or they’re not trimmed correctly, but it’s worth asking the owner or the rep about it.

All points of sail

Put in a few tacks to see how quickly she comes around and how well the deck gear functions. Try her on every point of sail – close-hauled, reaching and running, to see what she’s capable of and if she has any particular foibles.

Depending on the sea conditions, see how she handles with a bit too much sail up and if possible how she copes in strong gusts. Then find out how easy it is to put a reef in.

Check the navigation instruments are all functioning as they should and, if it’s a particularly complicated system, ask the owner or the rep to go through all the nav instruments with you. Finally, hand the controls over to someone else and go below to see what it’s like under sail. Take note of steps, grab handles or bars and fiddles, and then simulate going to the loo, preparing a meal, lying in a berth or plotting a fix at the chart table.

For ocean sailing a yacht with a longer keel is best for comfort in heavy seas

Buying a long keel yacht

The extra drag created by their large wetted area makes them relatively slow compared to more modern designs, but they provide a comfortable ride in heavy seas, with the fullness of the keel limiting leeway and helping to keep the boat on a straight course downwind with little or no adjustment to the helm. Popular for ocean cruising but poor at manoeuvring under power in tight marinas.

A fin keel should make a boat faster and more agile

Buying a fin keel yacht

Cutting away the forefoot of a long keel reduces the hull’s resistance to tacking and manoeuvring, while also lessening hydrodynamic drag and thereby increasing speed. Many have ballast bulbs at the bottom to lower the yacht’s centre of gravity (CoG). The resulting short, deep keel makes a boat much more agile.

An obvious advantage of a twin keel is its ability to take the ground

Buying a twin keel yacht

Also called bilge keels they provide low draught for shallow water cruising and allow a yacht to take the ground upright without supporting legs. One drawback is increased leeway when sailing hard on the wind, due to the reduced wetted surface, and a propensity to heel more readily, due to the higher CoG. Often kept on drying moorings which can put the keel/hull joint under repeated pressure, so check for GRP cracks.

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• How to Buy a Yacht – a Complete Guide

Buying a yacht is a significant investment and a dream come true for many. It's a symbol of luxury, freedom, and adventure. However, the process can be complex and requires careful consideration. This guide will walk you through the process, from understanding your needs and budget to selecting the right yacht and closing the deal. Let's set sail on your yacht buying journey!

Understanding Your Needs

Before you start browsing for yachts, it's essential to understand your needs and preferences. This will help narrow down your options and make the selection process easier.

Here are some factors to consider:

• Size: Yachts range from small 20-foot vessels to mega yachts over 100 feet long. Consider how many people you plan to host on your yacht and the level of comfort you desire.
• Usage: Are you planning to use your yacht for leisurely weekend cruises, extended voyages, or entertaining guests? Your intended use will influence the type of yacht you need.
• Budget: Yachts can cost anywhere from a few thousand dollars to millions. Determine your budget early on to avoid falling in love with a yacht you can't afford.
• New or Used: While a new yacht comes with the latest features and no wear and tear, a used yacht can be a more affordable option.

Researching Yachts

Once you have a clear understanding of your needs, it's time to start researching yachts. This will help you become familiar with the market and identify potential options.

Here are some steps to follow:

• Online Research: Websites like Getmyboat offer a wide range of yachts for sale. You can filter your search based on your preferences and read detailed descriptions and reviews.
• Boat Shows: Boat shows are a great opportunity to see a variety of yachts in person and meet with dealers and manufacturers.
• Yacht Brokers: A yacht broker can provide expert advice and access to yachts not listed publicly. They can also help negotiate the best price.
• Inspections: Once you've identified potential yachts, arrange for a professional inspection to assess the yacht's condition.

Selecting the Right Yacht

With your research in hand, you're ready to select the right yacht. This is a big decision, so take your time and consider all factors.

Here are some tips to help you make the right choice:

• Test Drive: Just like buying a car, it's important to test drive a yacht before buying. This will give you a feel for the yacht's performance and handling.
• Compare Options: Don't rush into buying the first yacht you like. Compare several options to ensure you're getting the best value for your money.
• Consider Resale Value: While you may not be thinking about selling your yacht now, it's wise to consider its resale value. Some brands and models hold their value better than others.
• Check Documentation: Make sure the yacht has all necessary documentation, including registration, title, and proof of ownership.

Closing the Deal

Once you've selected your dream yacht, it's time to close the deal. This involves negotiating the price, arranging financing, and completing the paperwork.

• Negotiate: Don't be afraid to negotiate the price. If you've done your research, you should have a good idea of what the yacht is worth.
• Financing: If you're not paying cash, you'll need to arrange financing. Shop around for the best rates and terms.
• Insurance: Before you can take ownership of the yacht, you'll need to arrange insurance. This will protect you in case of damage or loss.
• Paperwork: Make sure all paperwork is completed correctly and legally. This includes the bill of sale, title transfer, and registration.

After the Purchase

Congratulations, you're now the proud owner of a yacht! But your journey doesn't end here. There are still some things you need to take care of after the purchase.

Here are some tips:

• Maintenance: Regular maintenance is crucial to keep your yacht in top condition. This includes cleaning, servicing the engine, and checking for any potential issues.
• Storage: When not in use, your yacht needs a safe place to stay. Consider your options for marinas or dry storage facilities.
• Training: If you're new to yachting, consider taking a training course to learn the ropes. This will ensure you can safely operate your yacht and handle any emergencies.
• Enjoy: Don't forget to enjoy your yacht! Plan trips, invite friends and family, and make the most of your new purchase.

Buying a yacht is a big decision, but with careful planning and research, it can be a rewarding experience. Remember, the journey is just as important as the destination. Happy yachting!

Ready to Set Sail?

While owning a yacht offers an unparalleled level of freedom and luxury on the water, not everyone is ready to make that commitment just yet. If you're eager to experience the thrill of boating without the responsibilities of ownership, Make it a boat day with Getmyboat , the #1 app for boat rentals and charters. With over 150,000 boats available, including jet skis, yachts, pontoon boats, and fishing charters, you can easily find and book your perfect water adventure. Whether you're planning a serene afternoon or a celebration with friends, Getmyboat connects you with boat owners and captains for a secure and personalized boating experience. So why wait? Dive into your next aquatic adventure today!

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How to Buy A Yacht

Which yacht is right for you?

Many factors contribute to the selection of a yacht. At the root of any sound yacht purchase decision is the core performance factors that are essential to consider long before you review interior decoration or layout.

• Motor or Sailing yacht
• High speed performance, Semi-planing hull shape or slow full-displacement?
• Size restrictions: Will you need access to a location with draft, beam, length or height restrictions? Does the dock behind your home have X feet available water or a fixed bridge limiting access to yacht with an air draft of less than Y feet?
• Guest carriage requirements: Number of guests cruising onboard and sleeping onboard?
• Maintenance issues: Are parts readily available in the intended cruising areas?
• Crew: Will the yacht accommodate a suitable number of crew to match your service expectations?
• Range: Where in the world do you wish to travel? If those ports are not serviced by a yacht transport service then the yacht will need to have an ocean passage making range and hull shape.
• Full-displacement vs. Semi-displacement?

The pros and cons of semi-displacement compared to full-displacement are:

How to buy a yacht?

There is a standard sequence to buying a yacht that is accepted by the global yachting community. Variations from these steps are possible but fairly rare.

Search and selection

Working with a yacht broker from Luxury Yacht Group your requirements are refined and suitable yachts reviewed and inspected. Inspection can be made at a regularly scheduled boat shows or by special appointment for a personal inspection subject to the yacht's availability.

Once a suitable yacht is found a formal offer is made by the buyer. This is presented by your broker on an industry standard contract to buy the yacht. This sales agreement outlines the timing for the sea trial, survey, acceptance and closing. When you make your offer it is normal to deposit 10% of the offer price into escrow with your attorney or broker. It is essential that your offer includes an accurate inventory of the vessel. At Luxury Yacht Group we always take a photographic inventory of the vessel and include that with the offer to buy.

Offer Accepted

The seller will accept, reject or counter your offer to buy. It is rare for the first offer to be accepted so it usually takes a week or two to receive an accepted offer.

Depending upon the size of the yacht the survey can take from one to 14 days to complete. During the survey all mechanical, electrical and electronics equipment is tested. The objective of the survey is to get an accurate understanding of the current vessel condition and precisely how much the yacht will cost to maintain in the next few years. As part of the survey it is strongly recommended that the vessel is hauled out of the water for inspection. The cost of the survey is paid for by the buyer.

At a convenient time before, during or after the survey the prospective buyer is able to take the yacht out to sea to establish the vessel's performance underway. This sea trial, usually limited in duration to 4 hours, is normally at the seller's expense. During the sea trial the engines are tested to verify cruising and maximum speed and it is a good opportunity for the buyer to verify the motion of the vessel and noise levels throughout the interior whilst underway.

Following successful survey and sea trial the buyer submits written acceptance of the vessel. From this point onwards the 10% deposit paid is at risk should the buyer not close the sale at the agreed upon closing date. It is very normal for deficiencies found during survey to be included in a conditional acceptance that gives the seller time to make repairs or allow a financial allowance for the buyer to make repairs after the closing. For example a deficiency is found in the air conditioning system that cannot be repaired prior to closing so a conditional acceptance is signed by both buyer and seller giving $20,000 off the previously agreed price in consideration of the non-functional air conditioning.

Just like real estate the act of a closing is a fairly straight forward exchange of signatures on important documents. The protocol of delivery and acceptance clearly lists the location and time of the ownership exchange. At closing the buyer should have new registration and insurance already lined up. The Luxury Yacht Group yacht management team will happily assist any new buyer in establishing the necessary official papers and insurance required.

Flags of convenience?

The large majority of yachts are flagged (registered) offshore. The most popular registries are the Cayman Islands, Marshall Islands and St. Vincent. These three registries offer relatively protected and inexpensive yacht registry services. Most offshore registries require that the new owner establish a corporation in their jurisdiction that owns the vessel. The beneficial owner is simply the majority shareholder in the corporation. In most cases, by flagging your vessel offshore, taxes can be avoided on the value of the hull. The savings can be significant when compared with the value of the sales tax (TVA or VAT) that would have to be paid.

Maintenance costs?

The costs of yacht ownership are significant and it is incredibly rare for a yacht owner to make money by chartering their yacht. Be very leery of any yacht broker telling you that you will make money buying and chartering a yacht. The Luxury Yacht Group management team has created the operating cost calculator that gives a general idea regarding operating costs. This can be found here: Operating Cost Calculator.

Crew costs?

The crew team at Luxury Yacht Group has developed a formula for salary ranges based upon the number of crew onboard. The table also gives the standard crew breakdown with regards job titles.

Our top 5 recommendations to new yacht buyers?

• Hire the best crew that you can find. Most problems that we see yacht owner's experience could be overcome by a good crew. Luxury Yacht Group's crew placement team has over 22,000 crew to choose from and has the best placement guarantee in the business. Please call +1 954 525 9959 or e-mail [email protected] for more information on our crew placement service.
• Take your time buying a yacht. Yachts that are for sale at 'great' or 'giveaway' prices are rarely a good buy. The cost of refitting a distressed vessel can far exceed the capital savings that you think are present on day one. Our brokerage staff can direct you to a good value vessel and away from a money pit.
• Charter prior to owning. Yachting is very expensive and owning a yacht is a truly unique vacation experience. Chartering a yacht is a great way to sample yacht ownership with a fixed cost and minimal time commitment. Luxury Yacht Group can charter you a very similar yacht to the one that you are looking at so that you can be familiar with the brand or style of the yacht that you are interested in buying.
• Understand the cost of ownership. The cost of yachting is fairly tough to justify in the real world however it is an amazing luxury experience that is only within reach of the truly successful. Please speak to a yacht management professional prior to purchasing a yacht so that you have a clear understanding of the operating costs associated with that yacht.
• Have a strong shore support team. Yachting is a luxury pastime with ups and downs. The Luxury Yacht Group yacht management team is available to support your operations to smooth over any issues that may arise. If you chose to operate the vessel from your existing offices please call us to help with the setup. We are happy to train your existing accounting or Payroll Company in some of the intricacies of yacht operations.

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Follow These Seven Steps to Buy a Yacht

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How To Buy A Yacht

When it comes to buying a yacht, hiring the right yacht broker who has the experience, trustworthiness, and support team is essential to a successful transaction. Yachts are expensive, but are a true investment in your lifestyle and happiness. The right yacht can bring countless, joyful memories to you and your family by providing a safe, luxurious experience on the ocean.

Since 1964, our team has been assisting both new and experienced yacht buyers find the perfect vessel for their boating needs and budget. With access to over 4,000 yachts for sale on the MLS, as well as a database of yachts that aren't on the open market, we can eliminate the painstaking process of searching through hundreds of boats.

TABLE OF CONTENTS

• Selecting The Right Yacht Broker To Help
• How Will You Purchase A Yacht?
• Selecting What Type Of Yacht You Want To Buy
• Selecting The Right Yacht Brand To Purchase
• Search Available Yachts For Sale
• Making An Offer On A Luxury Yacht
• Conducting A Survey & Sea Trial
• Has Your Yacht Paid Its U.S. Taxes?
• Insuring Your Yacht
• Your Vessel Acceptance & Closing
• Storing Your Yacht
• After-Market Equipment For Your Yacht

1-Selecting The Right Yacht Broker To Help

The first step in your yacht buying journey is to select the right person to assist you in the process. Hiring the right yacht broker can not only save you money when it comes to negotiating the price of your yacht, but they can help you avoid disastrous situations by keeping you away from problematic brands or models. If you plan to purchase a new yacht, we have both available and on order inventory from top shipyards like Viking, Princess, Prestige, Absolute, Pardo, and Valhalla Boatworks. Here are some questions to ask any potential sales agent you engage:

• How many years have you been selling yachts?
• How long has your dealership or brokerage firm been in business?
• Does your company take trade-ins?
• What are the most recent 5 yachts you have sold?
• Do you have customer references I can contact?

2-How Will You Purchase A Yacht?

Before you can even get into the discussion of what type of yacht you want to purchase, how you will pay for it is the next biggest question. Either before or shortly after you begin your engagement with a yacht sales professional, you're going to want to speak to your financial advisor about what you can afford. If you plan to finance, there are marine lending companies that can help you through the process. As of February 2024, below are the most recent boat loan rates.

3-Selecting What Type Of Yacht You Want To Buy

After determining what you can afford, it's now important to look at the type of yacht you want to buy. This should be determined by how you plan to use your yacht. Will you primarily be fishing offshore and entering tournaments? Or is formally entertaining friends and cruising to dinner more your style? Do you plan to spend more than a few nights on board?

Certain characteristics of your yacht such as how much fuel it holds, how shallow it can get, how many cabins are in the layout, engine power, whether you want a flybridge or not, or want it enclosed, and so much more. Below are several different types of yachts that your sales professional can review with you in detail. Another important decision is whether you want to buy a new yacht or a pre-owned one.

• Cruising Yachts
• Flybridge Yachts
• Motor Yachts
• Power Catamarans
• Sportfishing Yachts

4-Selecting The Right Yacht Brand To Purchase

Like with most motor-powered toys you buy today, the builder can make all the difference. Your SI Yachts Sales professional can walk you through the varying reputations of the shipyards and of the boats they build. Whether you are interested in a fully-custom yacht or a semi-custom boat built at a more production-style shipyard will help narrow your choices. Things to consider when selecting a yacht from a specific builder include how long the company has been building boats, do they the latest in construction techniques, what engine brands do they offer, do they tank test each boat, just to name a few. Below are the premium new boat brands carried at SI Yachts:

• Viking Yachts
• Princess Yachts
• Absolute Yachts
• Prestige Yachts
• Pardo Yachts
• Valhalla Boatworks
• Scout Boats

5-Search Available Yachts For Sale

Below are just a selection of the yachts that are available on today's market. There are over 4,000 yachts for sale on SIYachts.com of all different types, sizes, and prices.

6-Making An Offer On A Luxury Yacht

Whether you are buying a brand new yacht or selecting a brokerage boat on the market, the price is always negotiable. Long-standing, reputable companies like SI Yachts often have the financial strength to take your current boat in on trade towards the purchase of a new one. SI Yachts can even facilitate a trade for a pre-owned yacht as well. This can help facilitate to a deal when two parties may be too far apart on the price.

When you hire a SI Yachts Sales Professional, we work on your behalf and negotiate with your best interests in mind. We can represent you and your needs whether negotiating on a brokerage boat or with a shipyard building you a custom yacht. It helps to have a knowledgeable, experienced broker on your side. Best of all, the seller or selling shipyard pays our commission. Let us help you today!

7-Conducting A Survey & Sea Trial

Every yacht purchased should undergo a survey and insurance companies require one more often than not. Scheduling your survey, having it done, and getting the results may take several weeks, so some patience during this part of the process is needed. SI Yachts can recommend surveyors or you are free to choose your own. The reason for the survey is to give everyone a clear understanding of the condition of the vessel and all of its systems on board. During this process, the yacht is hauled out of the water for inspection. The cost of the survey is almost always paid for by the buying party. Your sales professional can use the results of the survey to further negotiate on your behalf.

8-Has Your Yacht Paid Its U.S. Taxes?

When buying a brokerage yacht in the United States, often the vessel is flagged (or registered) in another county. This is done as a tax loophole for yacht owners. By keeping it registered under another country, they avoid paying sales tax in the U.S. This also means that you will need to pay those taxes should you close on the yacht in the United States, otherwise you and your broker will need to conduct an offshore closing. The Bahamas, Cayman Islands, Marshall Islands, and others are just a few of the countries that are havens for yacht owners looking to save.

9-Insuring Your Yacht

Getting insurance for your yacht can sometimes be a difficult thing because of the recent devastating hurricanes in Florida that damaged many boats. SI Yachts can assist you by connecting you with a reputable marine insurance company or you are free to find your own. Ben Belyea, an Underwriting Manager for Global Marine Insurance had this to say about the insurance market for yachts:

"Leading up to Ian the marine insurance market was hardening, post Ian it's a new world. A few years ago it was easy to predict premiums for an experienced owner solely based on vessel size, value & mooring location. Often times a percent or two of the vessels vessel, now it's a much more complex conversation. Owners keeping their vessels in Florida full time now must be proactive in their insurance search, fully engaging their insurance agent and providing a complete picture of their plans for the vessel along. If hurricane coverage is available, underwriters are often times requiring a hauled storm plan and only offering high named storm deductibles. With reinsurance (insurance for insurance companies) becoming increasingly expensive and in some cases unavailable, boat owners will need to take on more risk themselves. When coverage is not available owners will need to alter their plans or be willing to accept a policy that may not provide full coverage on their vessel.

Global Marine Insurance Agency has been in the marine insurance market for over 30 years and has seen hard markets like this in the past. It's important boat owners work with a specialty agency and fully engage in the process. With this hard market, underwriters are seeing hundreds of submissions and with limited capacity only offering coverage to the very best applicants. Being proactive by securing CAT4 plus hurricane rated storage or moving the vessel North during hurricane season may be a necessity in securing reasonable coverage. "

10-Your Vessel Acceptance & Closing

Once the two parties have come to terms on the price and condition of the vessel, the buyer will submit an offer of acceptance along with an agreed upon deposit, along with a closing date. SI Yachts has an experienced closing department that is well-versed on all different types of closings and know the potential issues to avoid. Most closings are easy and straightforward – even the offshore ones. We will ensure that all of the necessary paperwork is done and you, as the buyer, are well-informed.

11-Storing Your Yacht

In your beginning conversations with your SI Yachts Sales Professional, all of the after-sale expenses and costs were explained so that you should be fully aware of what's next. "As a rule of thumb, most yachts cost around 10% - 12% per year to enjoy and maintain," said Jay Hendrix, Vice President of SI Yachts. "Storing your yacht can be one of the most significant costs. If you don't have a dock behind your home capable of storing your vessel, you will need to find a marina or another private dock to store it." Docking at a major marina in Florida could cost anywhere from $15 to $30 per foot or more, plus utilities fees, per month. Your yacht broker can often help advise you what marinas might suit your needs.

12-After-Market Equipment For Your Yacht

Once your yacht has been delivered, it's time to start looking at what after-market products you need. If your yacht was delivered in the Northeast, SI Yachts has an industry leading service team that can do everything from canvas work, electrical, carpentry, transmission repairs, installations, and so much more. Whether you are adding SAT TV to your boat, or want to completely refinish your teak deck, we have expert, tenured service professionals at our marina, as well as part of a mobile service team. We look forward to assisting you throughout the life of your new boat, and your next one.

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15 Tips for Buying a Sailboat

• By Peter Berman
• Updated: October 2, 2019

Run a dinghy around any major harbor in the world’s far-flung cruising grounds, and it’s quickly apparent that there’s no such thing as a “perfect” cruising boat. But if you’re in the market for buying a used sailboat or cruiser, the essentials are nearly universal for every sailor: You need a boat that you can readily afford (including the refit and/or outfitting), that meets your specific needs (­depending on size of crew and intended itinerary) and that will be saleable afterward. Sure, high-end custom one-offs may be better constructed than “classic plastic” production boats, but that doesn’t necessarily translate into a better cruising experience . Need advice on how to buy a sailboat? Below are some sailboat buying tips divined from owning and sailing more than 100,000 miles in a dozen very different cruisers — from high-tech performance ocean racers to traditional split-rig wooden boats — over several decades.

Tip 1: Remember the 30:70 rule: The builder makes 30 percent of the boat and purchases the remaining 70 percent from other suppliers, almost all of which has to be periodically replaced at ever-higher prices. The 30:70 rule helps explain high rates of depreciation — typically 50 percent after the first decade and 75 percent after the second.

Tip 2: Focus on the total acquisition costs: the purchase price plus the inevitable refit. A good rule of thumb is to use only half the boat budget to buy the sailboat, then employ the other half for the requisite upgrades. A common boat-buying mistake is not reserving enough money for the overhaul. Also, prepare a realistic annual maintenance budget before the purchase. A boat stuck on the dock provides no joy.

Tip 3: Avoid being beguiled by a long list of equipment and cosmetic touch-ups. Fact: Most equipment will probably require replacement. Also, brokers and sellers know that cosmetics help sell boats, but they don’t make them sail any better. Similarly, view claims of a “recent refit” with skepticism. Does new anchor chain or new sails make the boat worth more when chain and sails are part of a boat’s normal complement of gear? (And that actually may be a “yes” when it comes to sails, but rarely will you find a used boat with a new inventory.)

Tip 4: The major refit costs will likely involve the rig and engine. After 15 to 20 years, it’s long past time to pull the mast, upgrade the standing rigging and terminals, take apart the spar and inspect for crevice corrosion and cracks, replace blocks, inspect the sheaves and mast step, and beef up gear as necessary. For extended offshore use, the general rule is to replace everything with heavier rigging and equipment. Losing a mast offshore makes for a very bad day. Paint makes masts look better but often hides corrosion.

Tip 5: Likewise, after two decades, it’s time to pay the “engine piper” — or pay him later. There are basically two options: rebuild what’s already installed (saving half the cost) or repower with a new engine. Typically, the in-and-out labor costs are equal to the cost of a rebuilt or new engine. Changing engine brands can significantly add to the price. Remember, many experienced cruisers cover as many as half their miles under power (especially those running up and down the Intracoastal Waterway). So a reliable engine is essential. No one ever complains when it starts up every time! Also, budget for ample spare parts; obtaining them in distant ports can be a real headache.

Tip 6: Nothing improves comfort more than size. Within limits, everything on the boat can be changed except size. But size is a double-edged sword, as costs and maintenance even in slightly larger boats are disproportionately higher. As size increases, so does volume. A 40-footer will have twice the volume of a 30-footer. When discussing size, focus on the waterline length. Length matters because size yields more storage space and more accommodations, and longer boats tend to sail faster, with a smoother motion. Bigger boats also provide the ability to take on additional crew for longer passages.

Tip 7: The boat’s gear is one of the most important factors to consider when buying a sailboat. With the right gear, including electric winches for furling mains or halyards, a senior couple in reasonably good condition can take a 60-footer offshore. But the maintenance and operating costs of such a vessel can approach six figures yearly. Most cruising is done in affordable vessels in the 40-foot range, where traditional gear gets the job done. All that said, when cruising really took off in the 1960s and 1970s, a 25-foot fiberglass production boat was often considered big enough for offshore work.

Tip 8: As mentioned at the outset, there’s no such thing as a perfect cruising boat, no matter how large the budget. Moreover, one’s notion of an ideal cruiser changes with experience, intended usage and age. Boats are always works in progress. Center cockpits with island double berths have nice accommodations for dockside use. For offshore sailing, on the other hand, and especially if they eschew island doubles for snug sea berths, aft cockpits enhance the sailing experience. Jib furlers and electric winches make life easier but also can introduce cost and maintenance issues. Everyone underestimates the cost of owning and operating a functioning cruising boat.

Tip 9: Beware of fancy joiner work and the liberal use of external teak. It’s nice to look at, but it doesn’t make the boat perform any better and is costly and/or time-consuming to own and maintain. Similarly, unless you have deep pockets, avoid teak decks. (Teak is lovely, but it’s also awfully hot in the tropics.) Whether screwed or glued, after 15 years, teak decks are typically ready for replacement, nowadays at a cost that would buy a nice cruising sailboat.

Tip 10: Given the choice, opt for a boat drawn by a reputable naval architect over one from a builder who designed his own boats. I’ve found that the collaborative efforts produce better boats. Pay special attention to designers and builders who focus on cruisers, not raceboats. When you’ve narrowed down a prospect, learn about the boat’s history, talk to owners of similar boats and experienced surveyors, and, when applicable, contact the club associations of respective models, which can be good sources of information. Whatever you’re considering, remember that a boat that’s “lived in the islands” is apt to have had a hard life.

Tip 11: If you’re truly considering long-range cruising, think long and hard about the boat’s accommodations for use offshore. Double berths in the bow or stern are wonderful in port, as are swivel chairs in the main saloon. Without functional sea berths amidships, however, the crew will wind up sleeping on the cabin floor and asking when the trip will be over. Any sea berth worthy of its name is a minimum of 7 feet long and has a proper lee cloth.

Tip 12: Like Napoleon’s armies, crews travel on their stomachs. Spacious galleys are fine alongside a dock, but at sea you need a galley where the cook is secure and the pots and pans stay off the cabin sole. If you really want to eat well offshore, nothing beats a large freezer or crews handy with a rod and reel.

Tip 13: Marine toilets can and do fail, usually at the most awkward time. Spares help, but a second head is better. Repairing a head when underway is probably the worst job afloat.

Tip 14: Regardless of your budget or the size of your vessel, take safety seriously. That means a ­certified ocean life raft, EPIRBs, ­SOLAS-rated and -equipped life jackets with harnesses, a VHF radio with AIS, ample bilge pumps and even a sat phone if voyaging offshore. Before loading up on electronics, cover the safety gear. Sure, it’s nice to have an SSB radio, a big-screen chart plotter, an autopilot, a TV, a Wi-Fi router and so on. But buy the life raft first — if not for yourself, then for your crew and loved ones (even if they’re not sailing with you).

Tip 15: When in doubt, walk away. Unless the boat inspires real passion, it’s the wrong boat. Find the most competent and highly regarded surveyor available. Ask him or her about the required refit and likely costs involved. I’ve never regretted walking away from, or spending the money on, a “problem” survey. Make sure you have a serious sea trial — and not just a short run with the engine, and a quick raising and lowering of sails — in a good breeze. Even very experienced sailors can fail to note the obvious on sea trials, especially rushed ones.

Looking back on the cruising boats I’ve owned, my favorite was a fiberglass 45-foot ketch built in the early 1970s with an aft cockpit, a centerboard and double headsails. It had none of the amenities we now take for granted (a small portable generator handled the “electrics”), yet we fairly scooted across the Pacific. Close behind was a 35-foot block-and-tackle wooden ketch built in the 1960s, with no winches. The larger boat is still going strong in the islands, the smaller one in Alaska. So that’s my final tip: You can sail a long way on a simple boat.

An engineer by training with over four decades of experience voyaging in the Atlantic, the Pacific and the Caribbean, Peter Berman is the author of Outfitting the Offshore Cruising Sailboat (Paradise Cay Publications, 2011).

Read about: Boat Buying | Sailboat Reviews

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What you need to know before you buy a sailboat - five steps to prepare for the reality of boat ownership.

Are you new to sailing and already dreaming about buying your first boat? There’s something so alluring and romantic about the idea of buying a boat, cutting the dock lines, and sailing away. This powerful allure is the fuel for a sailing industry that thrives in spite of sailing being perhaps the most impractical mode of transportation that exists in modern times. The idea of sailing is so alluring, in fact, that we often hear about people buying boats and simply casting off, not letting a lack of experience stand in their way. 

On one hand, we are impressed by their chutzpah  and we root for them. On the other hand, we know that the reality of boat ownership will catch up with many of these starry-eyed newbies sooner or later, who may end up walking away (or running) and selling their boat for much less than was invested in its original purchase, repairs, maintenance, cleaning, berthing, insurance, and upgrades.

The truth is that unless you’re financially very comfortable and can afford to pay others to take care of the grittiest aspects, buying a boat can be in some ways like having a baby – it’s a huge responsibility! All those who come aboard your boat are putting their lives into your hands. Boat ownership can be messy, expensive, risky, stressful, exhausting, and will test your patience. The immaterial rewards can be immeasurable and well-worth these challenges – otherwise we wouldn’t pursue this nonsensical endeavor with such ineffable devotion! (A difference between boat ownership and parenthood is that your child won’t ever leave you in the sea to drown. Or so one would hope!)

Many of us who work for Modern Sailing are, or were at one time, boat owners ourselves, or are directly involved in the care of our fleet, so we have some perspective to offer on this subject. We are dreamers too and nothing thrills us more than aiding and witnessing others making their own sailing dreams come true. Our intention is never to scare you away from your big dream, but as a sailing school, one of our core motives is to help others prepare for the real risks and challenges that come with those cherished dreams. We hope you’ll find this article helpful as you prepare to buy a boat of your own.

1. Learn to Sail Before You Buy a Sailboat 2, Learn What Kind of Sailing You Love to Do 3. Learn About Your Preferred Boat Features and Designs 4. Learn About Sailboat Maintenance, Repair, and Troubleshooting 5. Connect to Community to Support Your Goals 6. How Long Does This Process Take? 7. Need Some Advice?

1. Learn to Sail Before You Buy a Sailboat

There’s a huge learning curve involved both with sailing and with boat ownership. Combining the two at the same time can be a recipe for overwhelm. We often hear stories about intrepid souls with little to no sailing experience who buy a sailboat, read books and watch videos to learn how to sail, and figure out how to repair and maintain the boat’s myriad systems along the way. Some have risen to this challenge, and while we are mightily impressed, we don’t recommend it for everyone! We’ve also heard many stories about some of those intrepid souls who eventually discovered that they, their significant other, or their child(ren) actually hate sailing. Or, they realized that owning a boat costs more in terms of time and money than they can afford. Or worse, their lack of experience led to disaster. The reasons sailors bail out of boat ownership are many and can often be avoided with smart planning and preparation.

We recommend to not start everything all at once. A rational, phased-in approach to your sailing dream will invite enough of the rewards to keep you emotionally invested through the challenges as they come.

Start by not only learning to sail, but by learning whether you and anyone you hope to involve actually enjoy the kind of sailing you dream of doing. Take some sailing lessons, join a sailing club, and expose yourself to as many weather conditions as you possibly can – preferably on OPBs (other people’s boats). In the process, you’ll find out how much you actually enjoy sailing and how well you can tolerate it when conditions are less than ideal.

Some might say they don’t want to waste the time and money on sailing lessons. But, considering that those who come aboard your boat are putting their lives in your hands, and anyone attempting to rescue you from a serious mistake may be putting their life on the line too, we tend to think the investment in lessons is well worth it. Also, you’ll learn the common language for boat parts, lines, and maneuvers, which will make you a better crewmate and a more effective skipper and leader for your own crew someday.

While you’re learning to sail, you’ll be very safe with a US Coast Guard licensed captain as your guide. Experienced instructors know a lot about what can go wrong on a boat, and how to prevent, troubleshoot, and manage problems as they arise. A good sailing instructor will allow you to make minor mistakes as a natural part of the learning process, but will quickly step in to prevent errors that could lead to injury or damage. There isn’t one sailor or instructor on the planet who knows everything about sailing, but the more people you sail with and the more often you sail, the more you will learn, and the better you’ll be prepared.

This level of preparation is worth every penny and every minute, and then some. You are laying a solid foundation of safety and seamanship that will serve you well and contribute to your enjoyment of sailing over the years. Eventually you can even become a valued mentor and the dollars you invested in the beginning will also contribute a legacy of sailing enjoyment for many others.

As you progress in your sailing education, if it turns out you feel less enthusiastic about the realities than you first imagined, you will only be out the cost of lessons and not the cost of an entire boat plus everything you spent on it after buying it. If you enjoy sailing but decide to downsize your goals, you can always continue sailing on OPBs as a member of a sailing club, racing team, or social group. 

2. Learn What Kind of Sailing You Love to Do

There are many types of sailboats built for different purposes and waterways, and to know which type is right for you, you’ll need to find out the answers to these questions:

• What kind of sailing do you love to do? Are you interested in performance sailing and racing, casual day sailing, extended cruising, or maybe all three?
• Will you stick to sheltered inland waters or do you want to explore the coast? Will you ever want to cross an ocean?
• What is the biggest sailing goal that you hope to achieve with your boat?

To explore these questions, join a race clinic and try out racing . Go on a few overnight and multi-day charters in the Bay. Join a Pacific Coast Expedition  or a Global Destinations Flotilla to get a feel for the ocean. Once you have your ASA 104 certification, take your closest companions on a bareboat sailing charter somewhere exotic and beautiful for a taste of the cruising lifestyle. These are the best ways to find out what kind of sailing you love to do – and therefore what type of sailboat will be best for you.

With prudent weather planning, just about any kind of sailboat is up for the job of crossing an ocean, so we won’t delve into the topic of bluewater boats versus coastal cruisers. However, know that due to weight, ballast, and hull shape, some boats' motion will be more comfortable in a seaway than others. Simply know that it takes time to learn about all the different sailboat models, configurations, and builds, and which are ideal for which purposes.

Take the time to learn what kind of sailor you are so you will know what kind of sailboat you want. There’s also nothing wrong with starting with a boat that’s not well-suited for your biggest sailing goal, as long as you understand and intend before you sign on the dotted line that that this will be your “stepping stone” boat.

3. Learn About Your Preferred Boat Features and Designs

In-mast furling mainsail or lazy jacks and stack pack? Dual helm or single? Monohull or catamaran? Pullman berth or centerline? In-line or U-shaped galley? Do all lines lead to the cockpit, or will crew need to go the mast? The possible configurations of boat features are endless. How will you know what your preferences are until you have sailed a variety of boats and experienced for yourself?

This is one of the best advantages of membership with a sailing school or club. You’ll get to try out a wide variety of boats and learn what features and layouts you like and dislike. This will greatly help inform a wise choice of boat for your purchase.

Take your time learning about different sailboat types and designs. One fun way to learn is to simply hop onto YachtWorld.com and look at boats in your price range. When you see something that catches your interest, do some Internet research on the model. Look for a model “owners’ forum” to see what kind of sailing the model’s owners do and what kinds of common complaints they may have. You’ll learn a lot about boat models on the market this way. When you’re seriously shopping for a boat, you’ll know more about what you’re looking for and what you'd prefer to avoid.

4. Learn About Sailboat Maintenance, Repair, and Troubleshooting

There are thousands of parts and pieces on a sailboat, and all of them are continually embattled by the sun, wind, and saltwater. Only your constant care will keep your boat shiny, safe, and seaworthy.

You may have heard some of these bleak euphemisms about boat ownership:

• "BOAT stands for Break Out Another Thousand."
• "A boat is a hole in the water that you pour your money into."
• "Cruising is mostly just repairing boats in exotic places."
• "The two best days in a boat owner’s life: the day you buy the boat and the day you sell it."

As you learn to sail with others, you will inherently begin to learn about some of the common (and uncommon) problems that crop up on sailboats. In the process, you will begin learning from your instructor(s) and fellow sailors about boat systems and how to keep them running. 

In addition to the mechanical skills you’ll need to develop for self-sufficiency on the water, be prepared for the costs. It’s a common belief that a boat’s annual maintenance and repairs will cost 10-20% its purchase price – every year. Sometimes it ends up being less than that, sometimes more. Our advice is to always budget for more.

For example, the standing rigging will need to be replaced every 10 to 15 years, and depending on the size of the boat, it can cost $2,000 to $20,000 or more. (Costs increase exponentially with every foot of length.) If you buy an older $20,000 boat and the engine croaks, you can wind up spending another $10-15k or more on a repower alone. An unfortunate incident like wrapping a line around a propeller or a grounding can cost thousands to repair. That’s only three small examples of the countless costly repairs that boats can need. (At Modern, we’ve seen it all!) Don’t forget about the costs of berthing and insurance too.

Don’t let all this scare you off, but give you pause to slow down. Strategize your sailing goals carefully. When you are prepared for the costs and technical challenges, it’s possible to own a boat and go cruising even on a shoestring budget.

There are also alternatives that can help minimize the costs of boat ownership. Sharing ownership (partnership) is one alternative, but ensure you have a legally enforceable agreement with someone you mutually like, respect, and trust. 

Placing your boat in a charter fleet under a Yacht Management Services agreement can help ease the burdens of ownership substantially. When you are not sailing your boat, vetted sailors can pay the charter company to sail her, and you will receive a share of the revenue to help offset the costs. The charter company will also manage the details of berthing, cleaning, maintenance, etc. A disadvantage is that it might not be easy to go sailing spontaneously. You'll have to place an advance reservation on your boat if you want to take her out. Other than that, keeping your boat in a charter fleet means that she will contribute to the learning and enjoyment of others while helping to earn her keep. 

5. Connect to Community to Support Your Goals

There’s an international maritime rule that requires all mariners to give aid to other mariners in distress, as long as doing so doesn’t jeopardize their own vessel and crew. And as diverse a community as we are, those who are drawn or addicted to sailing automatically share something compelling in common. Stemming from this rule and our shared passion is a general spirit of helpfulness and supportiveness among sailors.

If you jump right in and buy a boat, chances are you will soon connect with a neighbor or neighbors in your marina. Favorite topics of conversation among boat owners is about their biggest mistakes (and commonly other people's mistakes) and their boat’s most vexing issues, so it’s quite possible to pick up knowledge just by talking to other boat owners. Not all, but some sailors will even volunteer to come to your boat and help you troubleshoot. You’ll find this spirit of comraderie and helpfulness in marinas, yacht clubs, anchorages, and seaways worldwide.

A sailing school that is also a charter club offers more than just sailing lessons and certifications. It provides ample opportunities for sailors to practice and learn with and from each other. If you sail frequently, your skills, confidence, and community will grow quickly. Using social sailing forums and tools like the GoSailing app  and attending sailing seminars and workshops, boat shows, and other social events for sailors like Latitude 38’s Crew List Party can also help you get connected. Modern Sailing’s weekly newsletter email also helps keep you informed about opportunities in the Bay Area for sailors to connect with and learn from others. Remarkably, when you express genuine enthusiasm and passion for sailing, you will attract others who will feel inspired to help you learn and get connected to the resources you need.

While we all have a responsibility to be as self-sufficient as possible, it’s great to know you always have a community to fall back on when you need a sounding board or get into trouble. One day, you will come across a sailor in need, and remembering all those who helped you on your journey, you will be glad to take your turn as a helper or mentor in your community.

6. How Long Does This Process Take?

In our experience, we have seen sailors go from absolute beginners to boat owners in about 1.5 to 3 years. Of course, you can go faster or slower depending on your schedule, budget, and goals.

The photo featured at the top of this article is of a former student and member,  Koren Leslie Cohen , seated on the deck of her very own boat,  Sugar . Click on the names to learn about how  Koren , Warren Holybee ,  Scott Corder , and  Ken and Linda Hargreaves  went from beginners to boat owners in only three years.

7. Need Some Advice?

Are you still feeling unsure about where to begin? Give us a call at (415) 331-8250 or send us an email . Our friendly office team can help you build a sailing education plan to prepare you with the skills and confidence you'll need to get underway.

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Testimonials.

I started sailing at Modern at the end of 2021 and threw myself into it, spending as much time out on the water as I could. I came to Modern with some flat water dinghy sailing experience and it was quite a transition learning to sail bigger boats in much tougher conditions. There was a lot to learn, but the Modern instructors, Club Skippers and fellow Modern sailors made learning fun and rewarding. My Modern instructors were clearly very experienced sailors and sailing with them was inspiring! I want to thank the maintenance crew and office staff for their dedication and hard work - you are the folks who make things work! There is a lot more to learn and I look forward to sailing with Modern for years to come.

Captain Jeff Cathers is really cool. I had such a great time on the Farallones Day Trip . It was actually my very best day of 2020. Thank you so much for coordinating the trip.

I love sailing in the San Francisco Bay and greatly appreciate everything that MSC has to offer, the classes, clinics, club sails, racing and charters. I enjoy our supportive sailing community and use every opportunity to spend time on the water. After obtaining the certifications from MSC I did my first charter in Croatia in 2022 with my family. It was amazing and we’re looking forward to returning soon!

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Sausalito Location 2310 Marinship Way, Sausalito, CA 94965 (415) 331-8250 (800) 995-1668

Berkeley Location 1 Spinnaker Way, Berkeley, CA 94710 (415) 331-8250 (800) 995-1668

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Boat Buyer's Guide

Boat Buyer's Guide: How to Buy a Boat

The first step in the boat-buying process is also the most important—determining exactly what type of craft will best fit the needs and wants of both yourself and those you plan to bring along for the ride. Those needs and wants are typically determined by what type of activities you want to pursue on the water. 

Think about the reasons you want to be on the water…and then narrow your choices accordingly. Our Boat Finder Tool can help with this. You may also be interested in learning more upfront about the overall costs of boat ownership .

Costs of Boat Ownership

Before we dive into the details, let's breakdown the process of how to buy a boat step-by-step...

• Choose the right boat type for your needs.
• Decide if you'd like to buy a new or used boat .
• Ensure the boat you're buying is a certified boat .
• Determine how much boat you can afford—our  boat loan calculator  can help.
• Research information about boat financing and how to get a boat loan .
• Shop for your boat—figure out where and when to buy .
• Learn more about boat values and pricing , including how to negotiate your purchase.
• Conduct a sea trial and a marine survey .
• Close the deal—find out more about boat registration , insurance and taxes .

1. Choose the Right Boat Type

2. Decide to Buy New or Used

3. Find a Certified Boat

4. Review Boat Financing Options

5. Get a Boat Loan

6. Discover Where & When to Buy

7. Work with a Boat Dealer

8. Research Boat Values & Prices

9. Sea Trials & Marine Surveys

Buying your first boat guide.

So you’re ready to take the plunge and buy a boat. Download our step-by-step beginner’s guide to get up to speed on all the basics.

Determine What Type of Boat To Buy

Now that you have decided to embrace the boating lifestyle, you'll want to establish a budget so you can start building and prioritizing your wish list. That budget will likely be a key factor in the decision to buy a new or pre-owned boat. Either way, the considerations for size and type of boat will be the same.

When it comes to determining the right size for your boat, there are a number of factors to consider:

• People: How many people will you regularly have on board? Will you host just your immediate family or will you bring extended family and friends?
• Towing: If you are trailering your boat, keep in mind that the size of boat will directly impact the size of the vehicle needed to tow it.
• Location: Think about where you’ll be using the boat. If you’re planning to boat on larger waterways, then a slightly larger boat with a deeper hull might make more sense. Smaller waterways or shallow water might require a smaller vessel.
• Storage: If you are storing your boat at the marina, boat size will likely impact monthly storage costs. If you are storing it at your personal dock, what space constraints already exist? You’ll also want to talk to your dealer or marina manager about the potential need for winter storage. 

Learn more by reading Choosing the Right Boat Type: Buying Guide for Recreational Boating .

Set Your Budget

Boating is more affordable than you think. With an idea of the type of boat you want to purchase, narrow things further with several practical considerations that can help you set your budget.

A new boat has both factory freshness and a warranty; a pre-owned craft may need to be checked out more thoroughly, but allow you to stretch your budget. If you consider all of the weekend activities and vacation expenses a small family can incur throughout the year, boat ownership is quite comparable—especially when you realize that a brand-new entry-level boat can easily be had for $250 to $300 per month. To get a little more boat for the budget, you might also consider buying a pre-owned boat.

Use our Boat Loan Calculator to see how a boat fits into your budget, and be sure to read Costs of Boat Ownership to learn more about the overall costs.

Explore Boat Financing Options

Start Shopping

With a boat and budget in mind, it's time to start the shopping process. Start with a general online search of boat types, then hone in on individual models through manufacturers websites, dealerships, online reviews, and forums. Don’t just rely on the keyboard. You may also have friends or acquaintances with similar types of boats or who enjoy similar activities. Ask them their experiences, and use their firsthand knowledge to your advantage.

Dealership Experience

For many boat buyers, it's important to be able to feel, touch, and see the boat that they are purchasing. Working with a dealer can help make the buying process easy and simple. While you’re comparing boats, don’t forget to compare boat dealers. The quality and location of the dealership is an important part of your boat-buying and ownership experience.

While you’re comparing boats, don’t forget to compare boat dealers. The quality and location of the dealership is an important part of your boat-buying and ownership experience.

Learn More: Certified Dealers Guide

Inspect the Boats

Once you narrow down your search and are seriously considering one particular boat, it’s important to have a thorough inspection of other major components such as the engine, propeller, bilge (inside a boat’s hull), steering system, electrical systems and fuel tank.

Take a test drive or sea trial. Think long term—the boat you test with just two people may handle much differently with a full complement of family and friends. Likewise, that horsepower that seems adequate in a simple trial may not fit the bill down the road.

Marine Surveys

If you aren’t confident in your technical knowledge, you can enlist the help of an independent marine surveyor. Very similar to a home inspector, a surveyor will inspect the boat from top to bottom and inside out so you know exactly what condition the boat is in.

Close the Deal

When it comes to the purchase process, there is more to know than the list price and features of a boat.

Final Costs

Not unlike car buying, there are often a few additional costs not listed on the sticker price. Dealer fees, insurance, registration, accessories, storage and upkeep should all be discussed with the dealer early in your shopping to determine the full cost of boat ownership and to avoid surprises later.

Bells and Whistles

Ask about accessories. Some gear, such as a safety kit, is often included with the purchase of the boat, while other activity-specific accessories might need to be added on to your purchase.

Delivery and Ownership

Find out what to expect after you sign on the dotted line. What is the delivery process? You’ll want a thorough review of the boat’s systems before taking the keys so you have the confidence to operate your boat from day one. You should also ask about the procedure for scheduling maintenance or repairs with the dealer’s shop when the time comes. Get a head start by learning more about the first year of maintenance. 

And before you depart on your first outing, find out where you can take a boater-education course. Learning basic seamanship skills and absorbing some local knowledge will give you a greater confidence level once you hit the water. Completion of boater-education courses might also get you a discount on your insurance.

Ownership Guide

Registering Your Boat

Insuring your Boat

Storing your Boat

Getting a Boating License

Towing & Trailering Your Boat

Boat Maintenance

Finally, it's time to enjoy your purchase. Get out on the water and have fun, not just in the immediate future but in the months and years to follow. One key component of that fun is regular maintenance to keep your boat in tiptop running condition, from a regular wash and wax to scheduled maintenance. Another is to expand your boating knowledge, whether through one of many fun programs offered by local dealers or an online resource.

Ignite a lifelong passion for boating…and make memories that will last a lifetime.

Latest Wave of Boating News & Resources

Inspirational stories, how-to articles, and expert tips for new & experienced boaters

Inflatable Boats: 10 Reasons to Buy an Inflatable Boat

Few vessels offer the same level of convenience and practicality as inflatable boats. Whether you’re a seasoned boater or a new captain, let’s discuss some of the top reasons to buy an inflatable boat.

How to Increase Your Boat’s Value Before Selling

Upgrading your boat is a great way to adapt to your changing needs. Before you sell your boat, here are some ways that you can increase your boat's value.

What is a Sterndrive, and is It Right for You?

Sterndrives, also known as inboard/outboard engines, are popular among boaters for their unique blend of power and versatility.

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• Getting Started

Buying a Boat: A complete guide to buying a boat (with checklists)

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• 6 minute read

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So you’ve taken the first big step and you’ve decided to buy a boat. Congratulations to you! We’ve put together some hints and tips to help inform your thinking. Follow our handy checklist and advice of things to look for when buying a boat and use our boat viewing scorecard to help you shortlist your perfect boat.

In this article:

• The boat buying process
• Things we wish we had known as first-time buyers

What to look for when buying a boat

• Critical questions to ask the seller or broker
• Downloadable boat-buying checklist and scorecard
• Video: Buying our perfect liveaboard sailing boat in Greece (our experience)

Buying a boat

Buying a boat is daunting. My goodness… there are so many variables, gadgets and things to consider, not to mention price points.

We bought Caladh, our bluewater Victoria 34 sailboat, in 2018 and it still feels like yesterday. We were first-time buyers, looking for a boat that we could sail around the world, and whilst Kath had sailed most of her life, T really hadn’t.

Neither of us had ever lived on or owned a yacht before, so it has been a steep learning curve, to say the least. So just in case you’re new to this, here’s the likely process you’ll go through:

• Choose your boat type and budget
• Determine whether you’d like to buy new or used
• Browse (hundreds!) of listings, on websites like Yacht World or work with a broker or attend a boat show
• Narrow down your options and shortlist your favourites (check out our checklist below to help you)
• Arrange to view your shortlist
• Before you buy, conduct a sea trial and a survey
• Negotiate and close the deal

First-time buyers: things we wish we’d known

There are so many things we would do differently if we had our time again, so here’s a few dos, don’ts and tips from us:

• Boats are personal. What’s important to one owner can be negligible to another. So focus on your own personal needs and don’t get too bogged down in what other people think.
• Think about what kind of sailing you plan to do now, and in the future. Do you plan to take the boat further afield? Will you be living on-board, coastal cruising, racing or crossing oceans?
• Think about where you want to start your adventure. It’s a big world out there, so do you need to limit yourself to a location or can you expand the search? As an example, the Panama Canal is reportedly a good place to pick up a tried and tested blue-water cruiser from someone who has decided against the Pacific crossing!
• Get on as many boats as you can. Whether that’s to sail them of just view, it’ll help you build a picture of what’s most important to you.
• Do you need a boat you can comfortably sail with two crew or even solo? This was an important variable for us to establish early, as it affects the number of bunks needed, equipment, size, rig setup, self-steering and tacking gear etc.
• Don’t compromise too much on your essentials – there are thousands more boats out there than buyers, so stick to your guns.
• Don’t stretch yourself too far. Boats DRINK money. You can probably double your contingency, or even triple it if you want to do things comfortably (with rum)!
• Spend a lot of time checking out the inner organs: Engine, Rig, Sails, Electrics, Keel, Rudder, Safety Equipment, Renewables… conduct your own survey as best you can. Leave no locker unopened!
• Take pictures of everything.
• Ask questions (see our suggested list of questions below)!
• An ex yacht broker once told me, the best deals are when the buyer believes he could have paid slightly less, and the seller believes they could have achieved slightly more.
• A boat is a depreciating asset. It will drink your money and eat your time. There are no two ways about it(!) So be realistic about the ‘investment’ (it’s not an investment, it is a depreciating asset and ongoing cost for doing something you love).
• The bigger the boat, the bigger the equipment, the bigger invoice (marinas and parts).
• Do you really need that extra cabin? If the boat’s not big enough for your parents/grandchildren/friends to visit and stay on, perhaps that’s not a bad thing and maybe they can afford a hotel?
• Are you looking to stretch your budget and take on a bit of a project, or do you want to go sailing now? Boat refits and upgrades take time and money, just be sure you know what you’re letting yourself in for.
• Finally… you’ll probably think that leaving (and boat shopping) is the hardest thing, but once you leave you’ll genuinely wonder what all the fuss was about.

It’s important to narrow down your essential items right at the start. There might be some compromises along the way, especially if budget is a restraint, but balancing ‘nice to have’ items will be much easier if you know the non-negotiables upfront.

For us, it was important we weren’t going to be limited by the boat. We wanted a sturdy girl! A strong blue-water cruiser, with medium/heavy displacement, reliable engine, good sail plan, renewable energy sources and comfortable living areas (as fulltime liveaboards).

Not being limited by the boat, also extended to the budget and gadgets. We knew that if we went for a boat with all the extra gadgets and gizmos, this would increase the likelihood of things breaking and therefore be more expensive to run and maintain in the long run.

So here are a few things to think about when narrowing down your essential items:

• Bluewater cruiser or coastal cruiser? 
• Monohull or multihull? 
• A racer or a cruiser or a racer/cruiser or a cruiser/racer? 
• Older or newer? 
• How many cabins?
• Do you want to spend more time in a marina or at anchor? (renewable energy sources, battery size, water tanks and ground tackle will be important)
• Aft cockpit or centre cockpit? 
• Skeg-hung rudder?  
• Deck saloon or coach saloon? 
• Sloop, cutter or ketch rig?
• Fully battened slab reef mainsail or in-mast furling? 
• Fin keel, wing keel or bilge keel? 
• 32 foot, 45 foot or 50 foot?  What size of boat is right for you??

Questions to ask the seller/broker when buying a boat

• How long the vendor has owned the boat and why are they selling?
• When and how was the boat last regularly used?
• How long ago were the photographs taken?
• When was the last survey? Are any available from the last 10-years?
• Is the boat ashore or afloat?
• When was the last time the broker saw the boat (if via a broker)?
• Is the seller the sole owner of the boat and free from any debt?
• If possible, ask for an equipment list with dates, makes, model (if known).
• Is there information about the maintenance history? You could ask for comments about the general condition.
• How many hours has the engine been used for?
• What is the annual cost of ownership?
• Have there EVER been any issues with osmosis?
• What paperwork is there available to prove ownership and VAT/tax paid status?
• If the owner was keeping the boat, what are the next upgrades they would do?
• Would the owner be prepared to do a sea-trial with you?
• What do you like best about the boat? Least?
• Have the water tanks or fuel tanks ever been replaced?
• Has the boat had any groundings or collisions?
• What equipment on the boat is presently not serviceable?

Boat-Buying Checklist

Download our boat-buying checklist and boat viewing scorecard to help pinpoint what’s important to you. Set down your non-negotiables and then score boats you view to see which comes up top!

Video: Buying our perfect liveaboard sailing boat in Greece

Most of all good luck! Do let us know how you get on or if there is anything you’d add to this post. We love hearing from you and will do our best to reply.

If you like this post, why not check out more of our sailing videos on YouTube , or read more about what it is like to move onto a sailing boat .

Related Posts:

Thanks for your beneficial post. I will buy a boat soon. And you’re right; I will need to try lots of boats before deciding to buy. You have listed the things to check in every detail. The cost issue is fundamental. If I haven’t read your post, I will pretty much miss out on things to consider. Hope I will choose the best boat with your advice.

Hi there! Thanks for your message and we’re so pleased you found the post helpful. GOOD LUCK with your search and do keep us posted! – Kath and T xx

It’s good to know that you need to know how often the boat was used. My husband and I recently moved into a lakefront home a couple of weeks ago, and we want to look into finding a used boat to get so that we can take it out on the lake, and we want to make sure that we find the right one to get. We’ll make sure to keep these tips in mind as we search for a boat to get!

Hi Kate, thanks for your comment! We’re glad you found some of the tips helpful. We found these kinds of articles useful too when looking for Caladh, so were keen to pay it forward. Buying is boat is so different from anything else.. it’s not quite like a car or a house.. it’s a strange mix of both in many ways! Your plan and setup sounds idyllic though and we really wish you all the best, do send us a pic when you get there and if you have any other niggly questions, don’t hesitate to drop us a message. All the best, Kath & T xx

I appreciate the tip you shared about taking pictures of everything when you are shopping for a boat to purchase. It could be a good idea to show the pictures of a boat to a skilled mechanic because they could tell if there is anything on the exterior that you need to worry about. In addition to that, you would want to make sure that the inside of the boat, including the engine, is in good shape as well.

Hi Thomas, thanks for your comment and tip about sharing photos with a mechanic. A reliable engine, in our opinion, is one of the best safety devices you have onboard. All the best, Kath & T xx

My parents would like to buy a pontoon boat that they may use for their water activities, which is why they’re currently looking for a legit dealer. Well, I agree with you that they must consider their budget before opting for the right boat. Thank you for clarifying here as well the importance of narrowing their options first before making any final decisions.

Hi Rachel, thanks for your comment and good luck to your parents with their search! Let us know how they get on 🙂

It’s great that you mentioned that it is important to ask questions when you are purchasing a boat. My brother wants to purchase a used boat that he can then use for fishing on the various lakes throughout his state. I will have to tell my brother that he will have to come up with a list of questions that are important for him when it comes to purchasing a boat.

It helped when you said that we must determine our budget when buying a boat so we won’t compromise too much. This is helpful because my husband and I are planning to buy a boat so we can have relaxation time every weekend. We are hoping to find a company that can do boat hauling to ensure everything will move smoothly.

It made sense when you mentioned asking the seller about why they are selling the boat and how long they have owned it. My friend is thinking of buying a Quintrex boat. It’s advisable to go to a certified provider to ensure an authentic unit.

I liked it when you shared that it is best to focus on your own personal needs if you need to buy a boat. My uncle just mentioned the other day that he is planning to buy a vessel for his boating trips with his sons so he can spend quality time with them. I will suggest to him find the one that fits his needs and get it from a reliable supplier.

My dad has been thinking about buying a boat that he can take the grandkids fishing on. He would really like to buy a used one from a professional so that it will fit into his budget. Thanks for your tips about how he should check out the inside of the boat, and make sure that they open every locker to make sure that nothing is broken.

I like how you mentioned that it is important to check how many hours the engine has been used when purchasing a boat. No matter how much the engine has been used, it would probably be a good idea to have it tuned up before taking the boat out of the water. You would want to get the engine tuned up so that it can last for a longer amount of time.

Recently, my dad and uncle decided to buy a boat together for fishing purposes. They’d really benefit from reading your post before meeting with boat owners next week. Thanks for mentioning we’d ask about the boat’s paperwork to prove ownership before buying a vessel.

I like the way you describe this process!! We as a yacht broker help people to find the right yacht and it is so important to know what you are buying and what is the purpose of you purchase…

Your way of telling everything in this article is actually fastidious, every one be able to effortlessly understand it, Thanks a lot.

Greetings! Very helpful advice within this post! It is the little changes that will make the greatest changes. Thanks a lot for sharing!

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Latest from the Log

• 1 minute read

‘Violent storm hits us at anchor in Corsica’ – Ch.23

‘sailing to active volcanoes & a broken engine’ – ch.22, things we wish we’d known before setting sail and living aboard a sailboat, ‘navigating swordfish fishing boats in the messina strait’ – ch.21.

Yachting World

• Digital Edition

Second hand boats: how to buy a ready to sail yacht

• Will Bruton
• February 8, 2022

A good ready to sail yacht can be hard to find in the current market. Thinking outside the box about where to look can help you get on the water faster. We take a look at options to buy a boat in turnkey condition

It’s no secret that if you want to buy a new yacht the wait is now likely to be two years or more. But what if you don’t want to take on a refit and want to get on the water quickly? There is no simple answer, but casting the net wider, and working closely with brokers that know what you are looking for, are both crucial if you want to find a ready to sail yacht.

Like most brokerage businesses, Ancasta had an unusual 2021. Roger Bailey heads up their Sotogrande office. “We sold boats like never before, which was great, but it is now harder than ever to match clients with what they want. Under the £200,000 mark there’s not much that’s of good quality and ready to go.”

In highest demand are second hand yachts suited to living aboard and bluewater cruising and, despite the relatively high entry price, multihull demand is particularly strong.

“Clients now land here in Spain on a mission to do a deal, rather than speculate about something they might want to buy. The market remains very active, but faster moving transactions tend to be much less protracted. It is worth outlining to us what your position is and what you are looking for early, even if you don’t see a listing that’s suitable,” explains Bailey.

A rare species

Yachts returning to the market after less than a year of use might draw suspicion. However, more than often it is simply due to an owner’s change of circumstances and happens quite a lot, particularly with yachts of a higher value.

Modern cruising catamarans, such as this Nautitech have become hard to find on the used market. Photo: Ancasta

At the time of going to press Roger Bailey’s office has a Nautitech 46 Fly listed. Less than a year old, used by one owner and in turnkey condition: it’s a rare multihull prospect in today’s rapidly moving market. “With new build Nautitech waiting lists well over two years, possibly three, this is a unique opportunity for someone that wants to buy a catamaran already positioned in the Mediterranean. In fact, the starboard cabins on this 46 have never been used! It is also the owners hull version, making it ideal for living aboard comfortably without compromise,” he says.

“At present it is set up for Mediterranean cruising, but a long-term cruiser could easily add a watermaker and possibly air conditioning if they wanted.”

The 46 Fly is likely to sell for close to the new price and comes with many of the benefits of a new yacht, including the factory warranty from Nautitech.

Closer to home

Rupert Knox-Johnston, senior broker at Oyster, has seen how demand for yachts based on lifestyle changes has driven sales at a high price point, with many first-time buyers coming to the market even in this sector.

“Due to how most Oysters are used for bluewater sailing, maintenance standards are generally kept very high, many [yachts] we list on behalf of owners are ready to go on another big adventure straight away.

“Though there is a significant gap between new build Oyster prices and used, we have seen buyers at every size of yacht in the used market recently. We sold one Oyster 82 sight unseen recently, something I have not seen before with such a large yacht. Where a good yacht isn’t selling, it tends to be because it is hard to view or to survey, generally due to travel restrictions. However, yachts we sell do sometimes end up back in the UK for listing.”

Rupert currently has a rare 2015 Oyster 545 listed located on the east coast of the UK for £849,000 (ex VAT). Lightly used by bluewater standards and capable of fast passagemaking, it too has a price reflecting market demand, but has recently been reduced.

“The 545 is based on the successful 54 hull, but with an updated look and more modern systems. She’s an ideal yacht for a couple to double-hand or a family, with electric reefing systems. Her current owners undertook two Atlantic crossings and cruised the US east coast and Caribbean. She’s ready to go again and has been beautifully maintained,” explains Rupert.

A global perspective

For some models of yachts that are built in limited numbers, their scarcity can quickly turn the search global. While Australia and New Zealand remain particularly cautious about admitting visitors, they are also locations where yachts often end up at the end of a tradewind adventure. With the passage back to Europe adding serious wear and tear, or the alternative being the additional cost of shipping, many owners choose instead to fly home, listing their yachts for sale in Sydney or Auckland.

Sydney is a major port, making shipping to Europe relatively easy. Photo: Matt Cumming/Nautor’s Swan

This means that yacht buyers in Europe can broaden their search to the other side of the world but will have to bear the cost of shipping back to Europe – something that could still be worth it to get the right yacht.

With some yacht builders bringing new designs out quite regularly, demonstrator yachts are often not needed for very long and are kept in perfect order. Usually heavily specified on the options list, and with neutral design choices, they can make a great shortcut to a new yacht that hasn’t been heavily altered for a specific owner.

UK Nautor’s Swan dealer and service centre, Vortec Marine, currently has a new 2020 Swan 48 demonstrator with factory warranty available for £1,063,710 (ex VAT). The only catch? It’s located in Australia.

“The new model Swan 48 has been hugely popular since launch and this is one that’s basically unused. You could go sailing in the southern hemisphere straight away or, alternatively, have her shipped back to Europe. Either way it is likely to be the quickest way to get hold of a 48 in the current market,” explains Vortec’s managing director, Ross Collingwood.

Shipping companies like Australia-based Taurus Logistics estimate shipping from New Zealand and Australia to Europe take around 50 days, though it’s worth noting that shipping delivery dates are rarely guaranteed and can take much longer.

Roger Bailey of Ancasta points out that the brokerage market is now much more set up for ‘remote’ viewings: “Brokers are now used to showing boats virtually, providing a lot more images and generally making it easier to view from another country. With travel restrictions changing all the time it is well worth arranging virtual viewings of a yacht you are serious about before flying out yourself.

Joroen Slot and his family previously owned a Lagoon 450 in Hong Kong, they are now cruising the Mediterranean full-time. Photo: Joroen Slot

We bought our yacht unseen

Joroen Slot purchased a Forgus 52 pilothouse in Sweden while still living in Hong Kong. Formerly a pilot for Dragonair, he decided to sell up and sail away with his young family when he was made redundant as the pandemic took hold. “We had lived on our Lagoon 450 in Hong Kong for over a year at one point, but that boat was on finance while I was working.

“To cruise long term, we were looking for something strong and safe that was also good value. I was heavily influenced in my criteria by reading John Kretschmer. The Lagoon was £400,000, this was £150,000, the difference is that we are now sailing full time and I feel very safe in the Forgus offshore. The Lagoon we only used when we had spare time at weekends.”

The Forgus 52 was found in Sweden. Photo: Joroen Slot

Slot engaged a surveyor in Sweden that was recommended by the brokerage to undertake a survey.

“Perhaps there is an obvious conflict of interest there, but we still did it. The survey found some of the things wrong with the boat, but not all of them, some I was surprised he didn’t pick up. The main thing he found was moisture in the front of the hull, so we knew about that from the beginning.

“One of the things that I think made this boat available was that it’s a quirky pilothouse design, only three of them were built, but the Swedish build quality is excellent. “With hindsight I would have liked to have viewed the boat before buying, but ultimately, we’re now sailing full-time and that was what we aimed to do.”

If you enjoyed this….

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How to Buy a Pre-Owned Boat from a Private Seller

Buying a pre-owned boat from a private seller can be an exciting yet challenging process. It often allows you to find great deals, but without the protection and guarantees a dealership might offer. In this guide, we’ll walk you through everything you need to know to confidently buy a used boat from a private seller. We’ll cover essential steps like researching the right boat, setting your budget, evaluating price and specifications, conducting inspections, and handling paperwork.

1. Determine the Type of Boat You Need

Before you even start looking at boats, you need to determine the type of boat that best suits your needs. Consider the following factors:

• Purpose : Are you looking for a boat for fishing, watersports, cruising, or overnight trips? The type of activities you plan to do will influence your boat choice.
• Size : Think about the number of passengers you’ll typically have, the water conditions you’ll encounter (ocean, lakes, rivers), and where you’ll store the boat.
• Fuel Type : Decide if you prefer a gas-powered, diesel-powered, or electric motor. Each has its pros and cons related to cost, fuel efficiency, and maintenance.

Some popular categories of boats include:

• Fishing boats : Center consoles, bass boats, or aluminum fishing boats.
• Cruisers : Perfect for overnight stays and longer trips.
• Bowriders : Great for day trips and family outings.
• Pontoons : Ideal for leisure cruising with large groups.

By narrowing down your preferred boat type, you’ll make the search process more manageable.

2. Set a Realistic Budget

When purchasing a pre-owned boat, it’s crucial to consider more than just the initial purchase price. Here are some financial factors to keep in mind:

• Initial Purchase Price : Used boats vary significantly in price based on factors such as age, condition, brand, and features. Prices typically range from $10,000 for small boats like dinghies or older fishing boats to $100,000 or more for larger, late-model cruisers.
• Inspection and Survey Costs : You’ll likely need to hire a professional to conduct a marine survey (more on that later). This can cost between $15 to $25 per foot of boat length.
• Repairs and Upgrades : Budget for potential repairs or upgrades after purchase. Older boats may need new electronics, upholstery, or engine servicing.
• Insurance and Registration : Insurance costs vary based on the type and size of the boat, as well as your location. Factor in annual registration fees as well.
• Storage and Maintenance : Boats require regular maintenance, including cleaning, engine upkeep, and winterization. You’ll also need to budget for a place to store your boat if you don’t have access to a dock or dry storage.

3. Research the Market and Compare Prices

Before committing to a boat, do your homework on the market value of the model you’re interested in. Websites like Boat Trader , YachtWorld , and Boats.com allow you to browse listings of used boats for sale across various regions. This will give you a sense of the typical price range for different models, years, and conditions.

Use these platforms to:

• Track pricing trends : Understand what similar boats are selling for.
• Check boat specifications : Confirm features such as engine horsepower, fuel capacity, and amenities like livewells, cabins, and marine electronics.
• Look for extras : Many pre-owned boats come with trailers, covers, and safety equipment included in the sale. Make sure to account for these when comparing prices.

4. Contact the Seller and Ask Questions

Once you’ve found a boat that meets your needs, reach out to the seller. Ask detailed questions about the boat’s history, condition, and usage to ensure transparency and gather as much information as possible. Here are some questions to consider:

• Why are you selling the boat? The seller’s answer could reveal important details about the boat’s condition or potential issues.
• Has the boat been in saltwater or freshwater? Saltwater boats often face more wear and tear, so this could influence your decision.
• What maintenance has been done? Ask for a detailed maintenance history, including oil changes, filter replacements, and any repairs.
• Has the boat been in any accidents? Damage from collisions or groundings can significantly impact the boat’s structural integrity.
• Are there any warranties? Some boats may still have transferable warranties on components like the engine or hull.
• Are there any known issues? Sellers should disclose any problems like soft spots on the deck, hull damage, or engine trouble.

5. Arrange a Sea Trial

Before committing to a purchase, always arrange for a sea trial. A sea trial allows you to experience how the boat performs in real-world conditions. During the trial, pay attention to the following:

• Engine performance : Does the engine start easily? Is it quiet or noisy? Does the boat accelerate smoothly?
• Handling and steering : How does the boat handle sharp turns, choppy waters, or various speeds?
• Comfort : Is the boat comfortable for you and your passengers? Are there any strange vibrations or excessive noise?
• Electronics and equipment : Test all electronics such as the GPS, depth finder, lights, and stereo system. Make sure all systems are working as expected.

If you notice any red flags during the sea trial, you may want to reconsider or negotiate the price to account for necessary repairs.

6. Get a Marine Survey and Inspection

Just like buying a house, a used boat should be thoroughly inspected by a professional before purchase. A marine surveyor can provide a detailed assessment of the boat’s condition. The survey typically covers:

• Hull and structure : Check for cracks, blisters, or weak spots.
• Electrical systems : Ensure the boat’s wiring is up to code and functional.
• Engine and propulsion : Inspect the engine’s condition, hours, and fuel systems.
• Plumbing : Evaluate bilge pumps, freshwater systems, and holding tanks.
• Safety equipment : Confirm that the boat has the required safety equipment, including life jackets, fire extinguishers, and flares.

A survey report can help you negotiate the price or avoid buying a boat with significant issues.

7. Negotiate the Price

Once the sea trial and survey are complete, you should have a clear picture of the boat’s condition and any repairs or upgrades it might need. Use this information to negotiate a fair price with the seller. Don’t be afraid to make a lower offer based on the survey’s findings or the boat’s market value. Most private sellers expect some negotiation, so be prepared to discuss price respectfully.

8. Finalize the Sale and Handle Paperwork

If the price and terms are agreed upon, it’s time to finalize the sale. Make sure all the necessary paperwork is in order:

• Bill of Sale : This legal document outlines the terms of the sale, including the purchase price, boat description, and both parties’ signatures.
• Title Transfer : If the boat is titled, ensure the title is transferred to your name. Some states also require registration transfers for the trailer .
• Liens : Check for any outstanding liens or loans on the boat. You’ll need to confirm that the seller has clear ownership.
• Insurance : Arrange for boat insurance before taking possession of the boat.

Once all paperwork is completed, the boat is officially yours.

Buying a pre-owned boat from a private seller can be a rewarding experience if you take the time to research, inspect, and negotiate wisely. By following these steps, you’ll be better equipped to find a boat that fits your budget and needs. Whether you’re looking for a fishing boat, a family cruiser, or a speedboat for watersports, purchasing from a private seller can be a cost-effective way to get on the water—just make sure to do your due diligence before making any commitments. Happy boating!

Happy Boating!

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Read New or Used Boats: How to Decide Which Type of Boat to Buy until we meet in the next article. 

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The Ultimate Guide to Boat Batteries

By Gerald, Updated on September 24, 2024

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